10 Cummings Ct, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 10 Cummings Ct, Douglas, MA 01516

Property Summary

Property Type	Triplex
Details	5 bd · 3.5 ba · 3,780 sqft · built 1974
Lot Size	0.465 acres (20,260 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Mar 2006)
Tax Bill	$6,845 (2026)
Deeds & Mortgages	Jun 2022 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2202-10`

Property Details

APN / Parcel Number

Primary APN	`2202-10`
Alternative APN	`DOUG M:0163 B:0000062 L`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,780 sqft Living Area
Gross Area	5,628 sqft
Basement Area	1,884 sqft
Unfinished Basement	471 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,260 sqft (0.465 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2202-10
Street Address	10 CUMMINGS CT
City	DOUGLAS
State	MA
Zip	01516
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	VR
Legal Block	62
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2013
Census Tract	752101

Owner

10 Cummings Ct, a triplex, is owner-occupied and held in a trust since May 2022.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 CUMMINGS CT, DOUGLAS, MA 01516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2022	Deed of Trust, Mortgage · ARM UNIBANK FOR SAVINGS
Oct 22, 2018	Deed of Trust, Mortgage · ARM UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2006 · Amount on File
Deed Sale	Mar 7, 2006 · Amount on File
Prior Sale	Jul 2, 2004 · Amount on File
Deed Document Number	200632903
Deed Book / Page	38518 / 28
Last Transfer Date	May 16, 2022
Transfer Doc	067684-345
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Jun 1, 2022
Property Address	10 CUMMINGS CT, DOUGLAS, MA 01516-2165
Document Number	067684-345
Book / Page	67684 / 345
Instrument Date	May 16, 2022
Instrument	59878
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CUMMINGS CT # B, B, DOUGLAS, MA 01516-2165

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	10 CUMMINGS CT, DOUGLAS, MA 01516-2165
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067191-1
Date	Mar 1, 2022
Book Page	67191/1
Instrument	23280

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Mar 1, 2032
Index	1-Year CMT

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	10 CUMMINGS CT, DOUGLAS, MA 01516-2165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59572-52
Date	Oct 22, 2018
Book Page	59572/52
Instrument	111410

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Cummings Ct was $6,845, up 1.9% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,845.00 (+1.94%)	$567,100 (+11.22%) Land $112,600 Building $454,500
2025	$6,715.00 (+0.98%)	$509,900 (+3.66%) Land $101,900 Building $408,000
2024	$6,650.00 (+2.32%)	$491,900 (+8.68%) Land $97,000 Building $394,900
2023	$6,499.00	$452,600 Land $97,000 Building $355,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cummings Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cummings Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cummings Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures