Otero County property record for 10 Crossroads, Cloudcroft, NM 88317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,980 sqft · built 1994 |
| Lot Size | 1.52 acres (66,516 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,587 (Mar 2023) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4065109310497 |
| Primary APN | 11O4065109310497 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 66,516 sqft (1.52 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 1,230 sqft |
| Deck Area | 56 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R041204 |
|---|---|
| Street Address | 10 CROSSROADS |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: BUG SCUFFLE SPORTSMAN RANCH #3 LOT 14 |
| Legal Subdivision | BUG SCUFFLE SPORTSMAN RANCH #3 |
| Legal Lot Number | 14 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 904 |
Source: Otero County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1362 COUNTY ROAD 3112, JACKSONVILLE, TX 75766-9067 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Nov 27, 2007 · Amount on Record |
| Deed Document Number | 20233009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | Mar 31, 2023 |
| Property Address | 10 CROSSROADS, CLOUDCROFT, NM 88317-9343 |
| Document Number | 0202303009 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 202303009 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1362 COUNTY ROAD 3112, JACKSONVILLE, TX 75766-9067 |
| Document Number | 0202303010 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 202303010 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,643 (+3%) Land $4,310 Building $52,333 | $169,929 (+3%) Land $12,929 Building $157,000 | |
| 2025 | $853.00 (+1.07%) | $54,994 (+2.97%) Land $3,879 Building $51,115 | $164,980 (+2.96%) Land $11,636 Building $153,344 |
| 2023 | $844.00 | $53,410 Land $3,617 Building $49,793 | $160,230 Land $10,852 Building $149,378 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 89% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Delcom Fixed Wireless · DSL in parts of the area | 10 / 1 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures