10 Cross Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 10 Cross Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2023)
Tax Bill	$8,724 (2025)
Deeds & Mortgages	Jul 2024 Refinance Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:9 B:50 L:2`

Property Details

APN / Parcel Number

Primary APN	`DERY M:9 B:50 L:2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	5,286 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,123 sqft (3.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 CROSS RD
City	DERRY
State	NH
Zip	03038-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	50
Legal Lot Number	2
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1021
Census Tract	3301

Owner

10 Cross Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Rockingham County and Derry Town records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CROSS RD, DERRY, NH 03038-4049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Nov 24, 2025	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Dec 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Jul 19, 2005 · Amount on File
Deed Book / Page	6523 / 2260
Transfer Doc	4516-239
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	10 CROSS RD, DERRY, NH 03038-4049
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06559-1526
Date	Jul 15, 2024
Book Page	6559/1526
Instrument	24020310

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	10 CROSS RD, DERRY, NH 03038-4049
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06665-1493
Date	Nov 24, 2025
Book Page	6665/1493
Instrument	25039281

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Dec 18, 2023
Property Address	10 CROSS RD, DERRY, NH 03038-4049
Document Number	06523-2260
Book / Page	6523 / 2260
Instrument Date	Dec 15, 2023
Instrument	23037954
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 HIGHLAND AVE, PELHAM, NH 03076-3434

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cross Rd was $8,724, up 150.7% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,724.00 (+150.69%)	$459,400 (+146.72%) Land $186,200 Building $273,200
2024	$3,480.00 (+6.29%)	$186,200 (+17.62%) Land $186,200
2023	$3,274.00 (+8.63%)	$158,300 (-) Land $158,300
2022	$3,014.00	$158,300 Land $158,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cross Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 36 condo units
Nearby Flood Claims	5 (1987–2007)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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