10 Crescent Surf Dr, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 10 Crescent Surf Dr, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1989
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Tax Bill	$50,600 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:066 L:074`

Property Details

APN / Parcel Number

Primary APN	`KENB M:066 L:074`
Alternative APNs	`M:066 L:074 U:000` `1424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	37,026 sqft (0.85 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1424
Street Address	10 CRESCENT SURF DR
City	KENNEBUNK
State	ME
Zip	04043-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ATLANTIC OCEAN
Legal Lot Number	74
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1036
Census Tract	28004

Owner

10 Crescent Surf Dr is owned and occupied by an individual.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CRESCENT SURF DR, KENNEBUNK, ME 04043-7429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jan 17, 2017	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Jan 17, 2017	Deed of Trust, Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 CRESCENT SURF DR, KENNEBUNK, ME 04043-7429
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185410463
Date	Jan 29, 2021
Book Page	18541/463
Instrument	2021005712

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 CRESCENT SURF DR, KENNEBUNK, ME 04043-7429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174050430
Date	Jan 17, 2017
Book Page	17405/0430
Instrument	2017002404

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 CRESCENT SURF DR, KENNEBUNK, ME 04043-7429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174050390
Date	Jan 17, 2017
Book Page	17405/0390
Instrument	2017002399

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Crescent Surf Dr was $50,600, up 59.5% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50,600.00 (+59.52%)	$5,137,100 (+174.51%) Land $4,780,600 Building $356,500
2024	$31,720.00 (+5.61%)	$1,871,400 (-)
2023	$30,036.00 (+9.93%)	$1,871,400 (-) Land $1,629,200 Building $242,200
2022	$27,322.00	$1,871,400 Land $1,629,200 Building $242,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Crescent Surf Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Crescent Surf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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