10 Covington Ln, Saint Louis, MO 63132 Property Records

St. Louis County property record for 10 Covington Ln, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,132 sqft · built 1951
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2016)
Tax Bill	$7,250 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18L-44-0664`

Property Details

APN / Parcel Number

Primary APN	`18L-44-0664`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,008 sqft
Basement Area	160 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	125 ft deep x 197 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 COVINGTON LN
City	SAINT LOUIS
State	MO
Zip	63132-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	COVINGTON LANE LOTS 9 & 10 BDY ADJ LOT 10
Legal Subdivision	COVINGTON LANE LOTS 9 & 10 BDY ADJ
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4018
Census Tract	215500

Owner

10 Covington Ln is owned and occupied by two individuals who bought it in April 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 COVINGTON LN, SAINT LOUIS, MO 63132-4200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 19, 2019	Deed of Trust, Mortgage NEW AMERICAN FNDG
Aug 27, 2018	Deed of Trust, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016 · Amount on File
Deed Sale	Apr 22, 2016 · Amount on File
Prior Sale	Jun 4, 2013
Deed Document Number	2016323
Deed Book / Page	21984 / 1999
Prior Transfer Date	May 21, 2002
Prior Transfer Doc	0000000198
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10 COVINGTON LN, SAINT LOUIS, MO 63132-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COVINGTON LN, SAINT LOUIS, MO 63132-4200

Mortgage

Document Number	0240702354
Date	Jun 1, 2020
Book Page	24070/2354
Instrument	2020060100364

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10 COVINGTON LN, SAINT LOUIS, MO 63132-4200
Document Number	0237124337
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 COVINGTON LN ST LOUIS MO 631324200, ST LOUIS, MO 63132-4200

Mortgage

Document Number	0237124337
Date	Sep 25, 2019
Book Page	023712/004337
Instrument	663

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10 COVINGTON LN, SAINT LOUIS, MO 63132-4200
Document Number	0231842337
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2317 PEBBLE CREEK DR ALTON IL 620025635, ALTON, IL 62002-5635

Mortgage

Document Number	0231842337
Date	Sep 6, 2018
Book Page	023184/002337
Instrument	441

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Covington Ln was $7,250, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,160 (-) Land $80,730 Building $32,430	$595,600 (-) Land $424,900 Building $170,700
2025	$7,250.00 (-0.66%)	$113,160 Land $80,730 Building $32,430	$595,600 Land $424,900 Building $170,700
2024	$7,298.00 (-1.12%)
2023	$7,381.00 (+11.55%)	$103,740 (+14.66%) Land $57,820 Building $45,920	$546,000 Land $304,300 Building $241,700
2022	$6,617.00	$90,480 Land $47,290 Building $43,190
2021			$476,200 Land $248,900 Building $227,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Covington Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Covington Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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