10 Covington Ave, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 10 Covington Ave, Billerica, MA 01821

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,247 sqft · built 1960
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Jun 2021)
Tax Bill$9,040 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBILL M:0090 B:0207 L:0

Property Details

APN / Parcel Number

Primary APNBILL M:0090 B:0207 L:0

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,247 sqft Living Area
Gross Area6,019 sqft
Basement Area1,768 sqft
Unfinished Basement1,768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address10 COVINGTON AVE
CityBILLERICA
StateMA
Zip01821-5908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block207
JurisdictionBILLERICA MA
Township / Civil DivisionBILLERICA
Census Block Group3
Census Block3002
Census Tract316202

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 COVINGTON AVE, BILLERICA, MA 01821-5908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2018Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK
Jun 4, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENVISION BANK
Mar 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Prior SaleJun 23, 2014 · Amount on Record
Deed Book / Page35836 / 228
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address10 COVINGTON AVE, BILLERICA, MA 01821-5908
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number031859-278
DateFeb 12, 2018
Book Page31859/278
Instrument5898
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 1, 2038

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateJun 4, 2021
Property Address10 COVINGTON AVE, BILLERICA, MA 01821-5908
Document Number35836-228
Book / Page35836 / 228
Instrument DateJun 4, 2021
Instrument33178
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10 COVINGTON AVE, BILLERICA, MA 01821-5908

Mortgage

Document Number33179
DateJun 4, 2021
Instrument33179
Lender
NameENVISION BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateMar 19, 2018
Property Address10 COVINGTON AVE, BILLERICA, MA 01821-5908
Document Number31938-49
Book / Page031938 / 000049
Instrument DateFeb 24, 2018
Instrument10771
Transaction TypeTransfer
Record UpdatedApr 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 COVINGTON AVE BILLERICA MA 018215908, BILLERICA, MA 01821-5908

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBillerica Town
Unified School DistrictBillerica School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,040.00 (+3.3%)$778,600 (+1.16%) Land $287,300 Building $490,600$816,145 (-)
2025$8,751.00 (+5%)$769,700 (+4.27%) Land $278,400 Building $491,300$816,145 (+10.77%)
2024$8,334.00 (+0.54%)$738,200 (+5.71%) Land $274,600 Building $463,600$736,820
2023$8,289.00$698,300 Land $237,300 Building $461,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims115 (1979–2010)
Claims Outside the SFHA18 of 115
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 31 claims
  • Severe Storms And Flooding, May 2006 · 26 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILLERICA WATER WORKS
serves 42,119 people · EPA ID MA3031000
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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