Suffolk County and Smithtown Town property record for 10 Coventry Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,993 sqft · built 2000 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Feb 2013) |
| Tax Bill | $13,806 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 106.-4-58.20 |
| Primary APN | 473489 106.-4-58.20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,993 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,007 sqft |
| 2nd Floor Area | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10 COVENTRY LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-3884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | * TC-70 COVENTRY VILL@THE GALLERISEC 2 LOT 28 *10299 |
| Legal Subdivision | COVENTRY VLG/GALLERIA SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 135401 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage FOURLEAF FCU |
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Feb 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 13, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Dec 16, 2017 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2013 · Amount on Record |
| Deed Sale | Feb 20, 2013 · Amount on Record |
| Prior Sale | Dec 1, 2005 · Amount on Record |
| Deed Book / Page | 12721 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0236830287 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 23683/287 |
| Name | FOURLEAF FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232880284 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 23288/284 |
| Instrument | DM017466 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231090416 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 23109/416 |
| Instrument | DK042508 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Document Number | 0229830644 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 COVENTRY LN SMITHTOWN NY 117873884, SMITHTOWN, NY 11787-3884 |
| Document Number | 0229830644 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 022983/000644 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Document Number | 0229830645 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 COVENTRY LN SMITHTOWN NY 117873884, SMITHTOWN, NY 11787-3884 |
| Document Number | 0229830645 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 022983/000645 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 COVENTRY LN, SMITHTOWN, NY 11787-3884 |
| Document Number | 0228930966 |
| Book / Page | 022893 / 000966 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | SERVICELINK EAST |
| Name | Verified Name |
|---|---|
| Address | 10 COVENTRY LN SMITHTOWN NY 117873884, SMITHTOWN, NY 11787-3884 |
| Document Number | 0228930966 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 022893/000966 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,054 (-) Land $230 Building $5,824 | $756,750 (+10,775.97%) Land $28,750 Building $728,000 | |
| 2024 | $13,806.00 | ||
| 2023 | $6,054 Land $230 Building $5,824 | $6,958 Land $264 Building $6,694 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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