10 Cove Dr, Niantic, CT 06357 Property Records

East Lyme Town property record for 10 Cove Dr, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,232 sqft Living Area
Lot Size	10,871 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$148,000 (2015)
Tax Bill	$5,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00039 L:00000`
Alternative APN	`1132`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Living Area
Gross Area	2,496 sqft Gross Area
1st Floor	616 sqft 1st Floor
Basement Area	616 sqft Basement
Unfinished Basement	616 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,871 sqft (0.25 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1132
Street Address	10 COVE DR
City	NIANTIC
State	CT
Zip	06357-2504
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	39
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1007
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00039 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 COVE DR, NIANTIC, CT 06357-2504
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2015 · Amount on Record
Deed Sale	Apr 01, 2015 · Amount on Record
Deed Book / Page	945 / 1
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	10 COVE DR, NIANTIC, CT 06357-2504
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1065-139
Date	Sep 09, 2021
Book Page	1065/139
Instrument	3090

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2031

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,543.00	$197,890 (-) Land $107,030 Building $90,860	$138,523 Land $74,921 Building $63,602
2024	$5,543.00 (+12.57%)
2023	$4,924.00 (+4.37%)	$197,890 (-) Land $107,030 Building $90,860
2022	$4,718.00	$197,890 Land $107,030 Building $90,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.