10 Cove Ave, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 10 Cove Ave, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,740 sqft · built 1915
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Nov 2022)
Tax Bill$6,572 (2026)
Deeds & MortgagesAug 2021 Refinance
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140-52-9797

Property Details

APN / Parcel Number

Primary APN140-52-9797
Alternative APNs
  • FRAM M:140 B:52 L:9797 U:000
  • M:133.0 B:0274 L:0033.0
  • F_675992_2922778
  • 3543

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,740 sqft Living Area
Gross Area3,066 sqft
1st Floor Area696 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1966
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3543
Street Address10 COVE AVE
CityFRAMINGHAM
StateMA
Zip01702-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block52
Legal Lot Number9797
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group2
Census Block2003
Census Tract383200

Owner

10 Cove Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 COVE AVE, FRAMINGHAM, MA 01702-7217
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 29, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
VILLAGE BANK
Feb 14, 2018Deed of Trust, Mortgage
ENVOY MORTGAGE LTD
Oct 16, 2017Deed of Trust, Mortgage · Closed-End Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2022 · Amount on File
Deed SaleNov 29, 2022 · Amount on File
Prior SaleMar 11, 2016 · Amount on File
Deed Book / Page80998 / 537
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address10 COVE AVE, FRAMINGHAM, MA 01702-7217
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078432-113
DateAug 9, 2021
Book Page78432/113
Instrument178301
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateNov 29, 2022
Property Address10 COVE AVE, FRAMINGHAM, MA 01702-7217
Document Number080998-537
Book / Page80998 / 537
Instrument DateNov 29, 2022
Instrument174500
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 COVE AVE, FRAMINGHAM, MA 01702-7217

Mortgage

Document Number0000174501
DateNov 29, 2022
Instrument174501
Lender
NameVILLAGE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address10 COVE AVE, FRAMINGHAM, MA 01702-7217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70625-445
DateFeb 14, 2018
Book Page70625/445
Instrument21113
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address10 COVE AVE, FRAMINGHAM, MA 01702-7217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70083-68
DateOct 16, 2017
Book Page70083/68
Instrument167404
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term480 Months
DueOct 1, 2057

Tax Assessment & Valuation

The 2026 property tax bill for 10 Cove Ave was $6,572, up 5.7% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,572.00 (+5.74%)$555,500 (+6.72%) Land $224,700 Building $320,600$586,041 (-14.42%)
2025$6,215.00 (-2.39%)$520,500 (+1.86%) Land $203,600 Building $316,900$684,760 (+11.56%)
2024$6,367.00 (+30.82%)$511,000 (+37.44%) Land $181,100 Building $329,900$613,795
2023$4,867.00$371,800 Land $161,800 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cove Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Cove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50

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