10 Courtesy Ln, Alton, IL 62002 Property Records

Madison County property record for 10 Courtesy Ln, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 576 sqft · built 1978
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Dec 2020)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
APN	`20-2-02-22-02-201-004`

Property Details

APN / Parcel Number

Primary APN	`20-2-02-22-02-201-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	576 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10 COURTESY LN
City	ALTON
State	IL
Zip	62002-7940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEONE GARDENS LOT 10 100X150
Legal Subdivision	THEONE GARDENS
Legal Lot Number	10
Jurisdiction	MADISON IL
Township / Civil Division	FOSTER
Census Block Group	2
Census Block	2013
Census Tract	402801

Owner

10 Courtesy Ln is owned and occupied by an individual who bought it in December 2020.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10 COURTESY LN, ALTON, IL 62002-7940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDAMERICA CU
Oct 6, 2017	Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	202047104
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 18, 2020
Property Address	10 COURTESY LN, ALTON, IL 62002-7940
Document Number	0000047104
Map Reference	PB 45 PG 20
Instrument Date	Dec 8, 2020
Instrument	2020R47104
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 COURTESY LN, ALTON, IL 62002-7940

Mortgage

Document Number	0000047105
Date	Dec 18, 2020
Instrument	2020R47105

Lender

Name	FIRST MIDAMERICA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.63%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 6, 2017
Property Address	10 COURTESY LN, ALTON, IL 62002-7940
Document Number	0000033902
Map Reference	BK45 PG20
Instrument Date	Oct 3, 2017
Instrument	2017R33902
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COURTESY LN, ALTON, IL 62002-7940

Mortgage

Document Number	0000033903
Date	Oct 6, 2017
Instrument	2017R33903

Lender

Name	CORNERSTONE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Courtesy Ln was $4,432 with a homeowner's exemption, up 4% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Foster Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 (+3.96%)	$68,860 Land $6,770 Building $62,090	$206,580 Land $20,310 Building $186,270
2024	$4,263.00
2022	$3,865.00	$57,760 Land $5,680 Building $52,080	$173,453 Land $17,057 Building $156,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10 Courtesy Ln; there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2004–2023)
Most Recent Claim	Jan 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Courtesy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOSTERBURG PWD serves 7,940 people · EPA ID IL1195220
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Courtesy Ln

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