10 Cottler Ave, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 10 Cottler Ave, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1953
Lot Size	0.257 acres (11,185 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2017)
Tax Bill	$11,655 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`17-01908-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`17-01908-0000-00007`
Alternative APNs	`17000720200007` `170190800007`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	11,185 sqft (0.257 acres)
Lot Width	70 ft Width
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	17000720200007
Street Address	10 COTTLER AVE
City	SPRINGFIELD
State	NJ
Zip	07081-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COTTLER
Legal Block	1908
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	37602

Owner

10 Cottler Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 COTTLER AVE, SPRINGFIELD, NJ 07081-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 26, 2017	Grant Deed, Transfer · Conventional with PMI STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2017289152
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 COTTLER AVE, SPRINGFIELD, NJ 07081-2418
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COTTLER AVE, SPRINGFIELD, NJ 07081-2418

Mortgage

Document Number	0152332335
Date	Jun 15, 2022
Book Page	15233/2335
Instrument	38808

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 26, 2017
Property Address	10 COTTLER AVE, SPRINGFIELD, NJ 07081-2418
Document Number	0062030578
Book / Page	006203 / 000578
Instrument Date	Jul 10, 2017
Instrument	289152
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COTTIER AVE SPRINGFIELD NJ 07081, SPRINGFIELD, NJ 07081

Mortgage

Document Number	143060986
Date	Jul 26, 2017
Book Page	014306/000986
Instrument	543687

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MT 63141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cottler Ave was $11,655, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,400 (-) Land $232,700 Building $250,700	$483,400 (-) Land $232,700 Building $250,700
2025	$11,655.00 (+1.52%)	$483,400 Land $232,700 Building $250,700	$483,400 Land $232,700 Building $250,700
2024	$11,480.00
2023		$483,400 Land $232,700 Building $250,700	$483,400 Land $232,700 Building $250,700
2022	$10,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cottler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	122 (1978–2023)
Claims Outside the SFHA	31 of 122
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 15 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cottler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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