10 Cottage St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Cottage St, Franklin, MA 02038

Property Summary

Property TypeAuto Repair, Garage
Details2.5 ba · 7,400 sqft · built 1920
Lot Size0.255 acres (11,103 sqft)
Owner2 Trust Names on File
Last Sale$155,000 (Feb 1994)
Tax Bill$6,967 (2025)
Flood ZoneZone X (minimal risk)
APN66-307

Property Details

APN / Parcel Number

Primary APN66-307
Alternative APNs
  • FRAN M:286 L:090
  • M:066 L:307

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Units2 Units
Stories1 Story
Building Area7,400 sqft Total Area
Gross Area7,760 sqft
Basement Area3,700 sqft
Finished Basement3,700 sqft
Unfinished Basement3,700 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,103 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number66-307
Street Address10 COTTAGE ST
CityFRANKLIN
StateMA
Zip02038-2205
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal Lot Number90
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1002
Census Tract442204

Owner

10 Cottage St, a commercial property, is held in a trust since November 2024.

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner of Record2 Trust Names on File
Mailing Address64A ALPINE PL, FRANKLIN, MA 02038-1717
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 1994 · Amount on File
Deed SaleFeb 11, 1994 · Amount on File
Prior SaleMar 31, 1992 · Amount on File
Last Transfer DateNov 5, 2024
Transfer Doc0042190-39
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cottage St was $6,967, up 2.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,967.00 (+2.79%)$599,600 (+4.3%) Land $283,000 Building $316,600
2024$6,778.00 (+5.69%)$574,900 (+12.77%) Land $271,000 Building $303,900
2023$6,413.00$509,800 Land $246,900 Building $262,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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