10 Cortes Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 10 Cortes Ct, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,138 sqft · built 1960
Lot Size	0.383 acres (16,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,050,000 (Oct 2021)
Tax Bill	$23,616 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-191-005-2`

Property Details

APN / Parcel Number

Primary APN	`258-191-005-2`
Alternative APN	`258-191-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Lot Area	16,677 sqft (0.383 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	10 CORTES CT
City	MORAGA
State	CA
Zip	94556-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2592 56
Legal Subdivision	TOWN OF MORAGA
Legal Tract	2592
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3009
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CORTES CT, MORAGA, CA 94556-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
May 26, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 26, 2020	Quit Claim Deed, Transfer QUICKEN LNS
May 17, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	2021301168
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0000099424
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 27, 2021
Property Address	10 CORTES CT, MORAGA, CA 94556-1903
Document Number	0000301168
Map Reference	MB 72 PG 33
Instrument Date	Oct 19, 2021
Instrument	2021-301168
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10 CORTES CT, MORAGA, CA 94556-1903

Mortgage

Document Number	0000301169
Date	Oct 27, 2021
Instrument	2021-301169

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Nov 1, 2031
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Max Rate	10.9%

Mortgage

Document Number	0000301170
Date	Oct 27, 2021
Instrument	2021-301170

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2020
Property Address	10 CORTES CT, MORAGA, CA 94556-1903
Document Number	0000099424
Instrument Date	Mar 24, 2020
Instrument	99424
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 CORTES CT MORAGA CA 945561903, MORAGA, CA 94556-1903

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2020
Property Address	10 CORTES CT, MORAGA, CA 94556-1903
Document Number	0000099421
Instrument Date	Mar 24, 2020
Instrument	99421
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10 CORTES CT MORAGA CA 945561903, MORAGA, CA 94556-1903

Mortgage

Document Number	99422
Date	May 26, 2020
Instrument	99422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	10 CORTES CT, MORAGA, CA 94556-1903
Document Number	0000080242
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CORTES CT MORAGA CA 945561903, MORAGA, CA 94556-1903

Mortgage

Document Number	0000080242
Date	May 22, 2018
Instrument	80242

Lender

Name	UMPQUA BK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,929,000 (-1.88%) Land $1,035,000 Building $894,000
2025	$23,616.00 (+8.44%)	$1,966,000 (+6.79%) Land $1,055,000 Building $911,000
2023	$21,778.00 (-9.66%)	$1,841,000 Land $988,000 Building $853,000
2022	$24,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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