Richland County property record for 10 Cooper Simms Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,748 sqft · built 2021 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,955 (Dec 2021) |
| Tax Bill | $5,483 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28915-04-19 |
| Primary APN | 28915-04-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,748 sqft Heated Area |
| Gross Area | 5,811 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02179948 |
|---|---|
| Street Address | 10 COOPER SIMMS CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 70X138X190.1X129.2X150.9 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 58,70 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
Source: Richland County records · APN 28915-04-19
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 COOPER SIMMS CT, ELGIN, SC 29045-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Feb 08, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 202182125 |
| Deed Book / Page | 2696 / 1419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 13, 2021 |
| Property Address | 10 COOPER SIMMS CT, ELGIN, SC 29045-8021 |
| Document Number | 0026961419 |
| Book / Page | 2696 / 1419 |
| Map Reference | MB 2504 PG 1757&1758 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021082125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,614.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 COOPER SIMMS CT, ELGIN, SC 29045-8021 |
| Document Number | 2021082126 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021082126 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 08, 2021 |
| Property Address | 10 COOPER SIMMS CT, ELGIN, SC 29045-8021 |
| Document Number | 0025840552 |
| Book / Page | 2584 / 552 |
| Map Reference | MB 2504 PG 1757&1758 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 2021007947 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,309.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 WESTERN LN, IRMO, SC 29063-9071 |
| Investor | Possibly a Property Investor |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642,300 (+3.45%) Land $87,800 Building $554,500 | ||
| 2024 | $5,483.00 (+2.56%) | $642,300 (+2,486.17%) Land $87,800 Building $554,500 | |
| 2023 | $5,346.00 (-51.37%) | $24,836 (+5,299.13%) | $620,900 (+7,963.64%) |
| 2022 | $10,994.00 (+3,956.83%) | ||
| 2021 | $271.00 | $460 | $7,700 Land $7,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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