10 Commerce St, Norwalk, CT 06850 Property Records

Norwalk City property record for 10 Commerce St, Norwalk, CT 06850

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	8 bd · 4.5 ba · 5,512 sqft · built 1880
Lot Size	0.066 acres (2,886 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Jul 2024)
Tax Bill	$12,303 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D:1 B:29 L:42`

Property Details

APN / Parcel Number

Primary APN	`D:1 B:29 L:42`
Alternative APNs	`NORW M:1 B:29 L:42` `NWLK M:1 B:29 L:42` `1557`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	24 Rooms
Units	9 Units
Stories	3 Stories
Building Area	5,512 sqft Total Area
Gross Area	7,150 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,065 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1968
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Shed Roof
Roof Material	Tar & Gravel
Lot Area	2,886 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1557
Street Address	10 COMMERCE ST
City	NORWALK
State	CT
Zip	06850-4130
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	CBDA
Legal Block	29
Legal Lot Number	42
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2004
Census Tract	43700

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2389 MAIN ST, GLASTONBURY, CT 06033-4617
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage M & T BANK
Feb 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage SAVINGS BANK OF DANBURY
Jul 10, 2024	Warranty Deed, Construction Loan · Construction Mortgage SAVINGS BANK OF DANBURY
Sep 28, 2020	Quit Claim Deed, Transfer MARK MCWHIRTER
Sep 28, 2020	Executor's Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Mar 13, 2000 · Amount on Record
Deed Document Number	20245544
Deed Book / Page	9754 / 283
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	9078-284
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	10 COMMERCE ST, NORWALK, CT 06850-4130
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009957-42
Date	Dec 22, 2025
Book Page	9957/42
Instrument	2025009895

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	10 COMMERCE ST, NORWALK, CT 06850-4130
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009425-286
Date	Feb 22, 2022
Book Page	9425/286
Instrument	2022001876

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2048

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jul 10, 2024
Property Address	10 COMMERCE ST, NORWALK, CT 06850-4130
Document Number	009754-283
Book / Page	9754 / 283
Instrument Date	Jul 9, 2024
Instrument	2024005544
Transaction Type	Construction Loan
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 MAIN ST, GLASTONBURY, CT 06033-4617

Mortgage

Document Number	2024005545
Date	Jul 10, 2024
Instrument	2024005545

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 28, 2020
Property Address	10 COMMERCE ST, NORWALK, CT 06850-4130
Document Number	9078-284
Book / Page	009078 / 000284
Instrument Date	Sep 25, 2020
Instrument	10050
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 COMMERCE ST NORWALK CT 068504130, NORWALK, CT 06850-4130

Mortgage

Document Number	9078-287
Date	Sep 28, 2020
Book Page	009078/000287
Instrument	10051

Lender

Name	MARK MCWHIRTER

Agreement

Amount	Amount Recorded

September 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 28, 2020
Property Address	10 COMMERCE ST, NORWALK, CT 06850-4130
Document Number	9078-282
Book / Page	009078 / 000282
Instrument Date	Sep 25, 2020
Instrument	10049
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 COMMERCE ST NORWALK CT 068504165, NORWALK, CT 06850-4165

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,303.00 (+11.14%)	$507,720 (+9.61%) Land $112,120 Building $395,600
2025		$463,200 (+22.74%) Land $112,120 Building $351,080	$324,240 Land $78,484 Building $245,756
2024	$11,070.00 (+16.93%)
2023	$9,467.00 (+2.2%)	$377,380 (-) Land $101,130 Building $276,250
2022	$9,263.00	$377,380 Land $101,130 Building $276,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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