10 Commerce Dr, Cumberland, MD 21502 Property Records

Allegany County property record for 10 Commerce Dr, Cumberland, MD 21502

Property Summary

Property TypeOffice Building
Details46,785 sqft · built 2011
Lot Size6.6 acres (287,496 sqft)
OwnerCompany Name on Record
Last Sale$10,240,000 (Dec 2021)
Tax Bill$93,011 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-001561

Property Details

APN / Parcel Number

Primary APN34-001561
Alternative APN
  • 001561

Interior

Stories2 Stories
Building Area46,785 sqft Total Area
1st Floor Area46,785 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Fire ResistanceFireproof Steel Frame
Roof MaterialBuilt-Up Asphalt
Lot Area287,496 sqft (6.6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number001561
Street Address10 COMMERCE DR
CityCUMBERLAND
StateMD
Zip21502-1058
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description6.6A COMMERCE CENTER DRIVE LOT 5 PT LOT 1
Legal SubdivisionRIVERSIDE INDUST PARK
Legal Lot Number1,5
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group4
Census Block4012
Census Tract2300

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7939 NORFOLK AVE, 201, BETHESDA, MD 20814-2518
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleAug 30, 2010 · Amount on Record
Deed Book / Page2740 / 335
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateDec 30, 2021
Property Address10 COMMERCE DR, CUMBERLAND, MD 21502-1058
Document Number002740-0335
Book / Page2740 / 335
Instrument DateDec 10, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNOT AVAILABLE, TITAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7939 NORFOLK AVE # 201, 201, BETHESDA, MD 20814-2518

Mortgage

Document Number0002740343
DateDec 30, 2021
Instrument2740/343
Lender
NameMAINSTREET BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,284,467 (+7.34%)$10,420,400 (+4.07%) Land $339,000 Building $10,081,400
2025$93,011.00 (+4.35%)
2023$89,131.00$9,580,967$10,012,600 Land $339,000 Building $9,673,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
SkyPacket
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband, Verizon.

Nearby Properties on Commerce Dr

Nearby Streets

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