10 Cold Spring Rd, West Haven, CT 06516 Property Records

West Haven City property record for 10 Cold Spring Rd, West Haven, CT 06516

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,000 sqft · built 1962
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Apr 2018)
Tax Bill$7,633 (2024)
Deeds & MortgagesJul 2021 Mortgage
Mar 2023 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNWHAV M:0025 B:0262 L:0000

Property Details

APN / Parcel Number

Primary APNWHAV M:0025 B:0262 L:0000
Alternative APN
  • 3707

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area2,484 sqft
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Unfinished Basement425 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3707
Street Address10 COLD SPRING RD
CityWEST HAVEN
StateCT
Zip06516-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block262
JurisdictionWEST HAVEN CT
Township / Civil DivisionWEST HAVEN
Census Block Group2
Census Block2018
Census Tract154600

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · FHA Mortgage
WINTRUST MORTGAGE
Mar 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WINTRUST MORTGAGE
Oct 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WINTRUST MORTGAGE
Apr 25, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 4, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2018 · Amount on Record
Deed SaleApr 25, 2018 · Amount on Record
Prior SaleOct 25, 2017 · Amount on Record
Deed Book / Page1812 / 726
Transfer Doc001801-224
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST HAVEN CT
Property Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001908-450
DateJul 27, 2021
Book Page1908/450
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST HAVEN CT
Property Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001961-747
DateMar 13, 2023
Book Page1961/747
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST HAVEN CT
Property Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002001-776
DateOct 29, 2024
Book Page2001/776
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST HAVEN CT
Recording DateApr 25, 2018
Property Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
Document Number001812-726
Book / Page1812 / 726
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58.55
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001812-728
DateApr 25, 2018
Book Page1812/728
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

May 2017: Foreclosure

Document TypeForeclosure
JurisdictionWEST HAVEN CT
Recording DateMay 4, 2017
Property Address10 COLD SPRING RD, WEST HAVEN, CT 06516-5503
Document Number1789-321
Book / Page001789 / 000321
Instrument DateMay 3, 2017
Transaction TypeForeclosure
Record UpdatedMay 23, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityWest Haven City
Unified School DistrictWest Haven School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$221,060 (+59.01%) Land $93,800 Building $127,260$315,800 Land $134,000 Building $181,800
2024$7,633.00 (+18.05%)
2023$6,466.00 (+2%)$139,020 (-) Land $65,030 Building $73,990
2022$6,339.00$139,020 Land $65,030 Building $73,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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