10 Colby St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 10 Colby St, Albany, NY 12206

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,770 sqft · built 1890
Lot Size0.046 acres (2,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,381 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN010100 65.21-3-20

Property Details

APN / Parcel Number

Primary APN010100 65.21-3-20
Alternative APNs
  • 010006502100030200000000
  • 06502100030200000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,770 sqft Living Area
1st Floor Area893 sqft
2nd Floor Area877 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,000 sqft (0.046 acres)
Lot Dimensions80 ft deep x 25.3 ft wide
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06502100030200000000
Street Address10 COLBY ST
CityALBANY
StateNY
Zip12206-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2B
Legal Description2 1/2 WOOD 1201915
Legal Block3
Legal Lot Number20.000
JurisdictionALBANY NY
Township / Civil DivisionALBANY
Census Block Group2
Census Block2007
Census Tract301

Owner

10 Colby St is owned and occupied by an individual who acquired it in October 2008.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address10 COLBY ST, ALBANY, NY 12206-1904
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2008
Deed SaleOct 21, 2008
Prior SaleAug 23, 2006 · Amount on File
Deed Book / Page2934 / 411
Prior Transfer DateOct 3, 2008
Prior Transfer Doc0029340411
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address10 COLBY ST, ALBANY, NY 12206-1904
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 COLBY ST, ALBANY, NY 12206-1904

Mortgage

Document Number0000003372
DateFeb 3, 2022
InstrumentR2022-03372
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 10 Colby St was $3,381 with a homeowner's exemption, up 4% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityAlbany City
Unified School DistrictAlbany City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,381.00 (+4.03%) Homeowner's exemption
2025$3,250.00 Homeowner's exemption$142,000 Land $28,400 Building $113,600$147,917 Land $29,583 Building $118,334
2023$83,000 (-) Land $16,600 Building $66,400$117,182 (+12.55%) Land $23,436 Building $93,746
2022$83,000 Land $16,600 Building $66,400$104,114 Land $20,823 Building $83,291
2021$2,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Colby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Colby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY CITY
serves 98,000 people · EPA ID NY0100189
Water SourceSurface water
Last State InspectionDec 2025
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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