10 Cody Ln E, Elma, WA 98541 Property Records

Grays Harbor County property record for 10 Cody Ln E, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	2,546 sqft · built 2017
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Nov 2012)
Tax Bill	$7,150 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180724230080`

Property Details

APN / Parcel Number

Primary APN	`180724230080`

Interior

Stories	1 Story
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 2017
Foundation Type	Concrete
Lot Area	219,978 sqft (5.05 acres)
Garage Area	756 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	10 CODY LN E
City	ELMA
State	WA
Zip	98541-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 OF LLS 95-08 VOL 1 PG 17 COOPER RIDGE
Legal Range	07W
Legal Township	18N
Legal Section	24
Legal Subdivision	LARGE LT 95-08
Legal Lot Number	12
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2024
Census Tract	501

Owner

Source: Grays Harbor County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CODY LN E, ELMA, WA 98541-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Jul 26, 2018	Deed of Trust, Mortgage BANK OF THE PACIFIC
Jul 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2012 · Amount on Record
Deed Sale	Nov 16, 2012 · Amount on Record
Prior Sale	Nov 16, 2012
Deed Document Number	E207263
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	10 CODY LN E, ELMA, WA 98541-9724
Document Number	0001150009
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CODY LN E ELMA WA 985419724, ELMA, WA 98541-9724

Mortgage

Document Number	0001150009
Date	Jan 15, 2020
Instrument	1150009

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	10 CODY LN E, ELMA, WA 98541-9724
Document Number	0008030076
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CODY LN E ELMA WA 985419724, ELMA, WA 98541-9724

Mortgage

Document Number	0008030076
Date	Aug 3, 2018
Instrument	8030076

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 13, 2017
Property Address	10 CODY LN E, ELMA, WA 98541-9724
Instrument Date	Jul 1, 2017
Instrument	7130021
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	PACIFIC TITLE LC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CODY LN ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number	0007130021
Date	Jul 13, 2017
Instrument	7130021

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	ABERDEEN, WA 98520

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Satsop School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,150.00 (+1.42%)	$910,377 (+2.2%) Land $155,125 Building $755,252	$910,377 (+2.2%) Land $155,125 Building $755,252
2023	$7,050.00
2022		$890,812 Land $142,186 Building $748,626	$890,812 Land $142,186 Building $748,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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