10 Cobblestone Dr, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 10 Cobblestone Dr, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,714 sqft · built 1996
Lot Size	0.46 acres (20,029 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Jun 2019)
Tax Bill	$31,337 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Sale & Mortgage
APN	`05-00069-0000-00025-03`

Property Details

APN / Parcel Number

Primary APN	`05-00069-0000-00025-03`
Alternative APN	`05000690000000250003`

Interior

Building Area	4,714 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	20,029 sqft (0.46 acres)

Location & Zoning

Street Address	10 COBBLESTONE DR
City	CHATHAM
State	NJ
Zip	07928-2999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	ROLLING HILLS EAST SEC 03
Legal Block	69
Legal Lot Number	25.3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3004
Census Tract	43900

Owner

10 Cobblestone Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 COBBLESTONE DR, CHATHAM, NJ 07928-2999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 13, 2019	Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Mar 8, 2006 · Amount on File
Deed Document Number	201929675
Deed Book / Page	23552 / 1544
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 COBBLESTONE DR, CHATHAM, NJ 07928-2999
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243900695
Date	Apr 21, 2022
Book Page	24390/695
Instrument	2022027641

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 13, 2019
Property Address	10 COBBLESTONE DR, CHATHAM, NJ 07928-2999
Document Number	0235521544
Book / Page	23552 / 1544
Map Reference	MAP 5133
Instrument Date	May 30, 2019
Instrument	2019029675
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	LIBERTY ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 COBBLESTONE DR, 10, CHATHAM, NJ 07928-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COBBLESTONE DR, CHATHAM, NJ 07928-2999

Mortgage

Document Number	2019029680
Date	Jun 13, 2019
Instrument	2019029680

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,575,500 (-) Land $771,000 Building $804,500	$1,575,500 (-) Land $771,000 Building $804,500
2025		$1,575,500 Land $771,000 Building $804,500	$1,575,500 Land $771,000 Building $804,500
2024	$31,337.00
2023		$1,575,500 Land $771,000 Building $804,500	$1,575,500 Land $771,000 Building $804,500
2022	$30,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Cobblestone Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cobblestone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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