10 Cloverhill Cir, Bloomington, IL 61705 Property Records

McLean County property record for 10 Cloverhill Cir, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,988 sqft · built 2002
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Oct 2026)
Tax Bill	$11,284 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-34-427-005`

Property Details

APN / Parcel Number

Primary APN	`13-34-427-005`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	3,020 sqft
2nd Floor Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Detached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 CLOVERHILL CIR
City	BLOOMINGTON
State	IL
Zip	61705-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERHILL SUB LOT 21
Legal Range	01E
Legal Township	24N
Legal Section	34
Legal Subdivision	CLOVERHILL SUB
Legal Lot Number	21
Jurisdiction	MCLEAN IL
Township / Civil Division	DRY GROVE
Census Block Group	1
Census Block	1040
Census Tract	5201

Owner

10 Cloverhill Cir is owned and occupied by two individuals who bought it in October 2026.

Source: McLean County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CLOVERHILL CIR, BLOOMINGTON, IL 61705-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer · Conventional Mortgage USAA FSB
Sep 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Aug 17, 2012
Deed Document Number	202615203
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	0000014946
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 8, 2026
Property Address	10 CLOVERHILL CIR, BLOOMINGTON, IL 61705-3300
Document Number	0000015203
Instrument Date	Sep 18, 2026
Instrument	202615203
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 CLOVERHILL CIR, BLOOMINGTON, IL 61705-3300

Mortgage

Document Number	0000015204,
Date	Oct 8, 2026
Instrument	202615204

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 11, 2018
Property Address	10 CLOVERHILL CIR, BLOOMINGTON, IL 61705-3300
Document Number	201800014946
Map Reference	DOC97-25715
Instrument Date	Aug 31, 2018
Instrument	2018-00014946
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 CLOVERHILL CIR, BLOOMINGTON, IL 61705-3300

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cloverhill Cir was $11,284, up 3.4% from the year before.

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dry Grove Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,284.00 (+3.37%)	$163,647 Land $29,137 Building $134,510	$490,941 Land $87,411 Building $403,530
2024	$10,916.00 (+6.95%)
2023	$10,207.00	$138,118 Land $24,592 Building $113,526	$414,354 Land $73,776 Building $340,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Cloverhill Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cloverhill Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON TOWNSHIP PWD WEST PHASE serves 1,800 people · EPA ID IL1130040
Water Source	Purchased surface water from BLOOMINGTON
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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