10 Clover Rd, Newfoundland, NJ 07435 Property Records

Passaic County and West Milford Township property record for 10 Clover Rd, Newfoundland, NJ 07435

Property Summary

Property TypeSingle Family Home
Details2,590 sqft · built 1970
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$386,000 (Aug 2019)
Tax Bill$13,957 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-10102-0000-00025

Property Details

APN / Parcel Number

Primary APN15-10102-0000-00025
Alternative APNs
  • 1500461A00011
  • 151010200025

Interior

Building Area2,590 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions245 ft deep x 145 ft wide

Location & Zoning

Old Parcel Number1500461A00011
Street Address10 CLOVER RD
CityNEWFOUNDLAND
StateNJ
Zip07435-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSHERWOOD OAKS SEC 2
Legal Block10102
Legal Lot Number25
JurisdictionPASSAIC NJ
Township / Civil DivisionWEST MILFORD
Census Block Group2
Census Block2000
Census Tract256804

Owner

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10 CLOVER RD, NEWFOUNDLAND, NJ 07435-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED MORTGAGE CORP
Aug 8, 2019Deed, Transfer · Conventional Mortgage
UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2019 · Amount on Record
Deed SaleAug 8, 2019 · Amount on Record
Deed Document Number201934392
Deed Book / Page3631 / 33
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address10 CLOVER RD, NEWFOUNDLAND, NJ 07435-1712
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREEN LABEL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062817
DateDec 3, 2020
Book PageM16640/93
Instrument2020062817
Lender
NameUNITED MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateAug 8, 2019
Property Address10 CLOVER RD, NEWFOUNDLAND, NJ 07435-1712
Document Number0000034392
Book / PageD3631 / 0033
Map ReferenceMAP 2376
Instrument DateJul 19, 2019
Instrument2019034392
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyMETRO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$386.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 CLOVER RD, 10, NEWFOUNDLAND, NJ 07435-1712

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CLOVER RD, NEWFOUNDLAND, NJ 07435-1712

Mortgage

Document Number0000034393
DateAug 8, 2019
Book PageM15642/0274
Instrument2019034393
Lender
NameUNITED MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWest Milford Township
Unified School DistrictWest Milford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,200 (-) Land $108,500 Building $222,700$331,200 (-) Land $108,500 Building $222,700
2025$13,957.00 (+3.95%)$331,200 (-) Land $108,500 Building $222,700$331,200 (-) Land $108,500 Building $222,700
2024$13,427.00 (+1.64%)
2023$331,200 Land $108,500 Building $222,700$331,200 Land $108,500 Building $222,700
2022$13,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

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