10 Cliff Rd, Newton Upper Falls, MA 02464 Property Records

Middlesex County and Newton City property record for 10 Cliff Rd, Newton Upper Falls, MA 02464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1900
Lot Size	0.103 acres (4,480 sqft)
Owner	2 Individual Names on File
Last Sale	$728,000 (Jun 2015)
Tax Bill	$9,689 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`51036 0024`

Property Details

APN / Parcel Number

Primary APN	`51036 0024`
Alternative APN	`NEWT S:51 B:036 L:0024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,704 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	696 sqft
Basement Area	672 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,480 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51036 0024
Street Address	10 CLIFF RD
City	NEWTON UPPER FALLS
State	MA
Zip	02464-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Block	36
Legal Lot Number	24
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3008
Census Tract	374100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newton Upper Falls Historic District listed 1986 · 133 contributing resources · NRIS 86001750

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Cliff Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CLIFF RD, NEWTON UPPER FALLS, MA 02464-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on File
Deed Sale	Jun 23, 2015 · Amount on File
Prior Sale	May 11, 2011 · Amount on File
Deed Book / Page	65592 / 191
Last Transfer Date	Jun 24, 2020
Transfer Doc	074991-139
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	10 CLIFF RD, NEWTON, MA 02464-1420
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079521-502
Date	Jan 12, 2022
Book Page	79521/502
Instrument	6261

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jun 29, 2020
Property Address	10 CLIFF RD, NEWTON, MA 02464-1420
Document Number	74991-139
Book / Page	74991 / 139
Instrument Date	Jun 24, 2020
Instrument	102276
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 CLIFF RD, NEWTON, MA 02464-1420

Mortgage

Document Number	74991-142
Date	Jun 29, 2020
Book Page	74991/142
Instrument	102277

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 10 Cliff Rd was $9,689, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,689.00 (+3.81%)	$999,900 (+5%) Land $785,000 Building $214,900	$1,169,260 (-)
2025	$9,333.00 (+3.42%)	$952,300 (+3%) Land $747,600 Building $204,700	$1,169,260 (+3.03%)
2024	$9,024.00 (+6.08%)	$924,600 (+10.64%) Land $725,800 Building $198,800	$1,134,870
2023	$8,507.00	$835,700 Land $539,100 Building $296,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Cliff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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