Barnstable County and Sandwich Town property record for 10 Clement St, Sandwich, MA 02563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1968 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,900 (Nov 2022) |
| Tax Bill | $5,646 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAND M:0080 B:0008 |
| Primary APN | SAND M:0080 B:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,927 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10675 |
|---|---|
| Street Address | 10 CLEMENT ST |
| City | SANDWICH |
| State | MA |
| Zip | 02563-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 8 |
| Jurisdiction | SANDWICH MA |
| Township / Civil Division | SANDWICH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13300 |
10 Clement St is owned and occupied by an individual who bought it in November 2022.
Source: Barnstable County and Sandwich Town records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB |
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| Nov 21, 2022 | Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Feb 12, 2019 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 13, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Jun 18, 2015 · Amount on File |
| Deed Book / Page | 35497 / 131 |
| Transfer Doc | 31200-333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 033853-196 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 33853/196 |
| Instrument | 14902 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035373-219 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 35373/219 |
| Instrument | 46555 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANDWICH MA |
| Recording Date | Nov 21, 2022 |
| Property Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Document Number | 035497-131 |
| Book / Page | 35497 / 131 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 57439 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 KEENE ST, BOURNE, MA 02532-3607 |
| Document Number | 0000057440 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 57440 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31831-313 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 31831/313 |
| Instrument | 6482 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANDWICH MA |
| Recording Date | Apr 13, 2018 |
| Property Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Document Number | 31200-333 |
| Book / Page | 31200 / 333 |
| Instrument | 17109 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $36.98 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CLEMENT ST, SANDWICH, MA 02563-2113 |
| Document Number | 31200-335 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 31200/335 |
| Instrument | 17110 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 10 Clement St was $5,646.
Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Sandwich Town |
| Unified School District | Sandwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,646.00 | $534,200 Land $216,100 Building $318,100 | $587,195 |
| 2023 | $4,426.00 | $384,900 Land $150,400 Building $234,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Clement St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1978–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Clement St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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