10 Clay St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 10 Clay St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,531 sqft · built 1920
Lot Size0.28 acres (12,197 sqft)
Owner2 Trust Names on File
Tax Bill$4,055 (2026)
APN2.-026-05

Property Details

APN / Parcel Number

Primary APN2.-026-05
Alternative APNs
  • 480111203400020010000000
  • 164801 112.34-2-1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,531 sqft Living Area
1st Floor Area1,541 sqft
2nd Floor Area869 sqft
Upper Floors Area121 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions172 ft deep x 71 ft wide
PorchSlab
Porch Area401 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-026-05
Street Address10 CLAY ST
CityMALONE
StateNY
Zip12953-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECC BLOCK310 LOT4
Legal Block2
Legal Lot Number1.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group3
Census Block3001
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Clay St is owner-occupied and held in a trust since October 2008.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address10 CLAY ST, MALONE, NY 12953-1930
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 2, 2008
Transfer Doc0009880038
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 10 Clay St was $4,055 with exemptions applied, down 1% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,055.00 (-1%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$4,096.00$76,200 Land $8,000 Building $68,200$141,111 Land $14,815 Building $126,296
2023$76,200 Land $8,000 Building $68,200$127,000 Land $13,333 Building $113,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Clay St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: SLICFiber, Westelcom Networks.

Nearby Properties on Clay St

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