10 Clay Ct, Locust (Rumson), NJ 07760 Property Records

Monmouth County and Middletown Township property record for 10 Clay Ct, Locust, NJ 07760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1953
Square Footage	5,486 sqft Living Area
Lot Size	1.63 acres
Occupancy	Owner Occupied
Last Sale	$2,350,000 (2004)
Tax Bill	$45,862.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-00786-0000-00016`
Alternative APNs	`3201496000000020` `320078600016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	5,486 sqft Living Area
1st Floor	2,962 sqft 1st Floor
Basement Area	1,232 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	71,200 sqft
Depth X Width	445 ft x 160 ft Depth x Width
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft Deck
Patio Area	1,156 sqft Patio
Porch	Open Porch

Utilities and HVAC

Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	3201496000000020
Street Address	10 CLAY CT
City	RUMSON
State	NJ
Zip	07760-2307
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	HARTSHORNE PARK
Legal Block	786
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Minor Civil Division	MIDDLETOWN
Census Blockgroup	4
Census Block	4022
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00786-0000-00016

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 CLAY CT, RUMSON, NJ 07760-2307
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2004 · Amount on Record
Deed Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	8357 / 2934
Last Transfer Date	Apr 08, 2011
Transfer Doc	0088919748
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 CLAY CT, RUMSON, NJ 07760-2307
Document Number	0000000621
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLAY CT RUMSON NJ 077602307, RUMSON, NJ 07760-2307

Mortgage

Document Number	0000000621
Date	Jan 03, 2019
Book Page	009329/000794
Instrument	621

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,957,700 (+4.09%) Land $1,160,000 Building $1,797,700	$2,957,700 (+4.09%) Land $1,160,000 Building $1,797,700
2025	$45,862.00 (+7.83%)	$2,841,500 (+30.66%) Land $1,068,000 Building $1,773,500	$2,841,500 (+30.66%) Land $1,068,000 Building $1,773,500
2024	$42,533.00 (+7.46%)
2023		$2,174,700 Land $880,000 Building $1,294,700	$2,174,700 Land $880,000 Building $1,294,700
2022	$39,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.