10 Clark St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 10 Clark St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,267 sqft · built 1875
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2022)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:246`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:246`
Alternative APN	`342460000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,267 sqft Living Area
Gross Area	2,625 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	342460000
Street Address	10 CLARK ST
City	BIDDEFORD
State	ME
Zip	04005-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	246
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2019
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 MEMORIAL DR, BIDDEFORD, ME 04005-2927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage SACO AND BIDDEFORD SAVINGS INST
Sep 9, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU
Feb 26, 2018	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Apr 8, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
May 1, 2017	Intrafamily Transfer, Transfer · FHA Mortgage NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	202238967
Deed Book / Page	19109 / 782
Transfer Doc	0174620623
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 21, 2026
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Document Number	0000025620
Book / Page	19952 / 158
Instrument Date	Jul 15, 2026
Instrument	202625620
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLARK ST, BIDDEFORD, ME 04005-3501

Mortgage

Document Number	0000025620,
Date	Jul 21, 2026
Book Page	19952/158
Instrument	202625620

Lender

Name	SACO AND BIDDEFORD SAVINGS INST

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 9, 2022
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Document Number	0191090782
Book / Page	19109 / 782
Instrument Date	Sep 9, 2022
Instrument	2022038967
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MEMORIAL DR, BIDDEFORD, ME 04005-2927

Mortgage

Document Number	2022038968
Date	Sep 9, 2022
Instrument	2022038968

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190460934
Date	Jun 13, 2022
Book Page	19046/934
Instrument	2022024980

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176660736
Date	Feb 26, 2018
Book Page	17666/0736
Instrument	2018007486

Lender

Name	OCEANSIDE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 16, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180420825
Date	Sep 11, 2019
Book Page	18042/825
Instrument	2019038320

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182140125
Date	Apr 8, 2020
Book Page	18214/125
Instrument	2020015384

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185130929
Date	Jan 6, 2021
Book Page	18513/929
Instrument	2021000730

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BIDDEFORD ME
Recording Date	May 1, 2017
Property Address	10 CLARK ST, BIDDEFORD, ME 04005-3501
Document Number	0174620623
Book / Page	17462 / 0623
Instrument	2017015969
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017015970
Date	May 1, 2017
Instrument	2017015970

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 (+6.34%)	$258,400 (+1.21%) Land $96,700 Building $161,700
2024	$3,630.00 (+8.94%)	$255,300 (+0.51%) Land $96,700 Building $158,600
2023	$3,332.00 (+3.13%)	$254,000 (+29%) Land $96,700 Building $157,300	$414,105
2022	$3,231.00	$196,900 Land $64,800 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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