10 Clark Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 10 Clark Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,084 sqft · built 1955
Lot Size	0.346 acres (15,085 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Feb 2003)
Tax Bill	$13,409 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:059 P:0033`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:059 P:0033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	6,501 sqft
1st Floor Area	1,556 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,085 sqft (0.346 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 CLARK RD
City	BEDFORD
State	MA
Zip	01730-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3004
Census Tract	359303

Owner

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CLARK RD, BEDFORD, MA 01730-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
May 6, 2022	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 24, 2025	Quit Claim Deed, Transfer GUARANTEED RATE INC
Feb 3, 2020	Deed of Trust, Mortgage · ARM METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2003 · Amount on Record
Deed Sale	Feb 20, 2003 · Amount on Record
Last Transfer Date	Oct 15, 2025
Transfer Doc	084784-581
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Recording Date	Aug 4, 2026
Property Address	10 CLARK RD, BEDFORD, MA 01730-1505
Document Number	0000097979
Book / Page	85975 / 97
Instrument Date	Jul 29, 2026
Instrument	202697979
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLARK RD, BEDFORD, MA 01730-1505

Mortgage

Document Number	0000097979,
Date	Aug 4, 2026
Book Page	85975/97
Instrument	202697979

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	10 CLARK RD, BEDFORD, MA 01730-1505
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080091-333
Date	May 6, 2022
Book Page	80091/333
Instrument	68637

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Oct 24, 2025
Property Address	10 CLARK RD, BEDFORD, MA 01730-1505
Document Number	084784-581
Book / Page	84784 / 581
Instrument Date	Oct 15, 2025
Instrument	129969
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLARK RD, BEDFORD, MA 01730-1505

Mortgage

Document Number	0000129970
Date	Oct 24, 2025
Instrument	129970

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Nov 1, 2030
Index	Other
Margin	3

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	10 CLARK RD, BEDFORD, MA 01730-1505
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74081-48
Date	Feb 3, 2020
Book Page	74081/48
Instrument	16475

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,409.00 (+6.4%)	$1,113,700 (+4.99%) Land $471,600 Building $642,100	$1,224,455
2024	$12,602.00 (+7.56%)	$1,060,800 (+13%) Land $449,200 Building $611,600
2023	$11,716.00	$938,800 Land $424,200 Building $514,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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