10 Clarence St, Yale, MI 48097 Property Records

St. Clair County property record for 10 Clarence St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,070 sqft · built 1940
Lot Size	0.397 acres (17,293 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Apr 2024)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-065-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-065-0012-000`

Interior

Full Baths	2 Baths
Building Area	1,070 sqft Living Area
1st Floor Area	712 sqft
Basement Area	478 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	288 ft deep x 60 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 CLARENCE ST
City	YALE
State	MI
Zip	48097-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60 FT OF N 304.7 FT OF LOT 10 ASSESSORS JOHN BRIGHT PLAT IN CITY OF YALE
Legal Subdivision	ASSESSORS
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1000
Census Tract	655100

Owner

10 Clarence St is owned and occupied by an individual who bought it in April 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CLARENCE ST, YALE, MI 48097-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 6, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Sep 6, 2023 · Amount on File
Deed Document Number	20246483
Deed Book / Page	5705 / 74
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10 CLARENCE ST, YALE, MI 48097-2907
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7255 FRITH RD, SAINT CLAIR, MI 48079-1004

Mortgage

Document Number	0005701307
Date	Mar 29, 2024
Book Page	5701/307
Instrument	2024005104

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 11, 2024
Property Address	10 CLARENCE ST, YALE, MI 48097-2907
Document Number	0000570574
Book / Page	5705 / 74
Map Reference	LB 52 PG 17
Instrument Date	Mar 26, 2024
Instrument	2024006483
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 KRONNER RD, COLUMBUS, MI 48063-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 KRONNER RD, COLUMBUS, MI 48063-2814

Mortgage

Document Number	2024005104
Date	Apr 11, 2024
Instrument	2024005104

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 6, 2023
Property Address	10 CLARENCE ST, YALE, MI 48097-2907
Document Number	0005651694
Book / Page	5651 / 694
Map Reference	LB 52 PG 17
Instrument Date	Aug 18, 2023
Instrument	2023015692
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$408.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65601 GRATIOT AVE, LENOX, MI 48050-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17117 KRONNER ROAD, COLUMBUS, MI 48063

Tax Assessment & Valuation

The 2025 property tax bill for 10 Clarence St was $3,654 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,900 (+5.68%)	$163,800
2025	$3,654.00 (+6.41%) Homeowner's exemption	$77,500
2024	$3,434.00		$155,000
2023		$32,400
2022	$1,185.00		$64,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Clarence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Clarence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage, Frontier, Verizon.

Nearby Properties on Clarence St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures