10 Clarence Ct, Middletown, CT 06457 Property Records

Middletown City property record for 10 Clarence Ct, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,014 sqft · built 1988
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$281,000 (Nov 2020)
Tax Bill	$7,947 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:27 L:0010`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:27 L:0010`
Alternative APN	`R00089`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,014 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	514 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R00089
Street Address	10 CLARENCE CT
City	MIDDLETOWN
State	CT
Zip	06457-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	10
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3008
Census Tract	542100

Owner

10 Clarence Ct is owned and occupied by an individual who bought it in November 2020.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Dec 18, 2012 · Amount on File
Deed Document Number	20203570910002
Deed Book / Page	1987 / 642
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	1961-578
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 5, 2026
Property Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Document Number	002151-270
Book / Page	2151 / 270
Instrument Date	May 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057

Mortgage

Document Number	2151000270,
Date	Jun 5, 2026
Book Page	2151/270

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1974-757
Date	Jul 27, 2020
Book Page	1974/757
Instrument	3542670010

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 25, 2020
Property Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Document Number	1987-642
Book / Page	1987 / 642
Instrument Date	Oct 29, 2020
Instrument	3570910002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3570920010
Date	Nov 25, 2020
Instrument	3570920010

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 17, 2020
Property Address	10 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Document Number	1961-578
Book / Page	001961 / 000578
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLARENCE CT MIDDLETOWN CT 064574057, MIDDLETOWN, CT 06457-4057

Tax Assessment & Valuation

The 2026 property tax bill for 10 Clarence Ct was $7,947.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,947.00	$194,780 (-) Land $62,830 Building $131,950	$411,595 (+201.88%)
2025		$194,780 (-) Land $62,830 Building $131,950	$136,346 Land $43,981 Building $92,365
2024	$7,577.00 (+5.71%)	$194,780 (-) Land $62,830 Building $131,950
2023	$7,168.00 (+13.35%)	$194,780 (+35.52%) Land $62,830 Building $131,950
2022	$6,324.00	$143,730 Land $41,880 Building $101,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Clarence Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Clarence Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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