10 Claffey Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 10 Claffey Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	0.197 acres (8,560 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Nov 2018)
Tax Bill	$4,632 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-038-00050`

Property Details

APN / Parcel Number

Primary APN	`12-038-00050`
Alternative APN	`WORC M:12 B:038 L:00050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,040 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,560 sqft (0.197 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	12-038-00050
Street Address	10 CLAFFEY AVE
City	WORCESTER
State	MA
Zip	01606-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	HILLCROFT
Legal Block	38
Legal Lot Number	50
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	730300

Owner

10 Claffey Ave is owned and occupied by an individual who bought it in November 2018.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit MILLBURY CU
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit MILLBURY CU
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB
Nov 16, 2018	Quit Claim Deed, Transfer MILFORD FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Prior Sale	Aug 26, 2010 · Amount on File
Deed Book / Page	59700 / 228
Transfer Doc	059700-228
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072236-82
Date	Jul 10, 2025
Book Page	72236/82
Instrument	56430

Lender

Name	CENTRAL ONE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066168-248
Date	Sep 29, 2021
Book Page	66168/248
Instrument	136116

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66168-248
Date	Sep 29, 2021
Book Page	66168/248
Instrument	136116

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HIGHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61202-206
Date	Oct 9, 2019
Book Page	61202/206
Instrument	106066

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 16, 2018
Property Address	10 CLAFFEY AVE, WORCESTER, MA 01606-2246
Document Number	59700-228
Book / Page	59700 / 228
Instrument	122110
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	597000230
Date	Nov 16, 2018
Instrument	59700/0230

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Claffey Ave was $4,632, up 3.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,632.00 (+3.44%)	$348,800 (+2.74%) Land $124,000 Building $224,800	$404,527 (+19.01%)
2025	$4,478.00	$339,500 Land $118,100 Building $221,400	$339,910 (-0.89%)
2024			$342,950
2023	$4,233.00	$295,200 Land $102,700 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Claffey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Claffey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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