Monmouth County and Rumson Borough property record for 10 Circle Dr, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,078 sqft · built 2023 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,550,000 (May 2024) |
| Tax Bill | $38,178 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00012-0000-00008 |
| Primary APN | 41-00012-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,078 sqft Living Area |
| 1st Floor Area | 2,149 sqft |
| Basement Area | 2,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 747 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010400 |
|---|---|
| Street Address | 10 CIRCLE DR |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | HARRY S & MINNIE WILLEY |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Dec 20, 2024 | Intrafamily Transfer, Transfer |
| May 7, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 4, 2023 | Bargain and Sale Deed, Construction Loan · Construction Mortgage WILLIAM PENN BANK FSB |
| Aug 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 202430496 |
| Deed Book / Page | 9687 / 3933 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0093641220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Investor | Possibly a Property Investor |
| Document Number | 0097663874 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 9766/3874 |
| Instrument | 2025092495 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0097302364 |
|---|---|
| Date | Mar 20, 2025 |
| Book Page | 9730/2364 |
| Instrument | 2025021987 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 20, 2024 |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Document Number | 0097183704 |
| Book / Page | 9718 / 3704 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2024090668 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, ROBBINSVILLE, NJ 08691-1522 |
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, ROBBINSVILLE, NJ 08691-1522 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 7, 2024 |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Document Number | 0096873933 |
| Book / Page | 9687 / 3933 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024030496 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BROADMOOR DR, RUMSON, NJ 07760-1202 |
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Investor | Possibly a Property Investor |
| Document Number | 2024030497 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 2024030497 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 4, 2023 |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Document Number | 0096398507 |
| Book / Page | 9639 / 8507 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023023141 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, BEACON ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $25,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 ARNOLD PL, NEPTUNE, NJ 07753-5857 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Investor | Possibly a Property Investor |
| Document Number | 2023023142 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023023142 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 20, 2019 |
| Property Address | 10 CIRCLE DR, RUMSON, NJ 07760-1112 |
| Document Number | 0000075901 |
| Book / Page | 009364 / 001220 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 75901 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10 CIRCLE DR RUMSON NJ 077601112, RUMSON, NJ 07760-1112 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,143,800 (+13.86%) Land $1,429,400 Building $2,714,400 | $4,143,800 (+13.86%) Land $1,429,400 Building $2,714,400 | |
| 2025 | $38,178.00 (+174.15%) | $3,639,500 (+137.02%) Land $1,329,300 Building $2,310,200 | $3,639,500 (+137.02%) Land $1,329,300 Building $2,310,200 |
| 2024 | $13,926.00 (-18.91%) | ||
| 2023 | $1,535,500 Land $1,228,000 Building $307,500 | $1,535,500 Land $1,228,000 Building $307,500 | |
| 2022 | $17,173.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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