Groton Town property record for 10 Circle Ave, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,581 sqft · built 1899 |
| Lot Size | 0.364 acres (15,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,725,000 (Aug 2024) |
| Tax Bill | $27,427 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Aug 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:168818409642 |
| Primary APN | GROT M:168818409642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,581 sqft Living Area |
| Basement Area | 338 sqft |
| Unfinished Basement | 338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,856 sqft (0.364 acres) |
| Deck Area | Deck Area |
| Loading Dock | Loading Dock |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 168818409642 |
|---|---|
| Street Address | 10 CIRCLE AVE |
| City | GROTON |
| State | CT |
| Zip | 06340-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702600 |
10 Circle Ave is owned and occupied by two individuals who bought it in August 2024.
Source: Groton Town records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK |
| Aug 9, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU |
| Sep 8, 2020 | Warranty Deed, Transfer UNKNOWN |
| Dec 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on File |
| Deed Sale | Aug 9, 2024 · Amount on File |
| Prior Sale | Sep 8, 2020 · Amount on File |
| Deed Book / Page | 1309 / 422 |
| Prior Transfer Date | Dec 6, 2018 |
| Prior Transfer Doc | 1209-1008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001324-262 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 1324/262 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Aug 1, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Aug 9, 2024 |
| Property Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Document Number | 001309-422 |
| Book / Page | 1309 / 422 |
| Instrument Date | Aug 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 5257260021 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 5257260021 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1226-196 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 1226/196 |
| Instrument | 4983590005 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Sep 8, 2020 |
| Property Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Document Number | 1237-706 |
| Book / Page | 001237 / 000706 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | CIRCLE AVE GROTON CT 06340, GROTON, CT 06340 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Dec 27, 2018 |
| Property Address | 10 CIRCLE AVE, GROTON, CT 06340-5801 |
| Document Number | 1209-1008 |
| Book / Page | 001209 / 001008 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 4923280002 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE AVE GROTON CT 063405801, GROTON, CT 06340-5801 |
The 2025 property tax bill for 10 Circle Ave was $27,427.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Municipality | Groton City |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,427.00 | $948,710 Land $451,850 Building $496,860 | $664,097 Land $316,295 Building $347,802 |
| 2024 | $27,427.00 (+12.05%) | ||
| 2023 | $24,477.00 (+3.41%) | $948,710 (-) Land $238,910 Building $709,800 | |
| 2022 | $23,670.00 | $948,710 Land $238,910 Building $709,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Circle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Circle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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