10 Chippenham Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 10 Chippenham Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,045 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2022)
Tax Bill	$11,111 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COM-0014595`

Property Details

APN / Parcel Number

Primary APN	`COM-0014595`
Alternative APNs	`42001250300007054000` `264200 125.03-7-54`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	1,194 sqft
2nd Floor Area	755 sqft
Upper Floors Area	96 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0014595
Street Address	10 CHIPPENHAM DR
City	PENFIELD
State	NY
Zip	14526-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L28 T13 R4 SHIRECOURT SUB SECT 5 LOT 54
Legal Subdivision	SHIRE COON SUBDIVISION
Legal Block	7
Legal Lot Number	54.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	4
Census Block	4004
Census Tract	11505

Owner

10 Chippenham Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CHIPPENHAM DR, PENFIELD, NY 14526-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	2022580
Deed Book / Page	12693 / 170
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 19, 2022
Property Address	10 CHIPPENHAM DR, PENFIELD, NY 14526-1906
Document Number	0000000580
Book / Page	12693 / 170
Map Reference	LB 283 PG 95
Instrument Date	Jul 14, 2022
Instrument	202207190580
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CHIPPENHAM DR, 10, PENFIELD, NY 14526-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHIPPENHAM DR, PENFIELD, NY 14526-1906

Mortgage

Document Number	0000000581
Date	Jul 19, 2022
Book Page	29979/150
Instrument	202207190581

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 10 Chippenham Dr was $11,111, up 5.1% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,111.00 (+5.12%)
2025	$10,570.00	$345,000 Land $66,400 Building $278,600	$460,000 Land $88,533 Building $371,467
2023		$345,000 (+13.15%) Land $66,400 Building $278,600	$367,000 (+20.37%) Land $70,634 Building $296,366
2022		$304,900 Land $66,400 Building $238,500	$304,900 Land $66,400 Building $238,500
2021	$8,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Chippenham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Chippenham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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