10 Chios, Laguna Niguel, CA 92677 Property Records

Orange County property record for 10 Chios, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,944 sqft · built 1989
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Trust Names on File
Last Sale	$1,298,000 (Apr 2016)
Tax Bill	$15,516 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-401-07`

Property Details

APN / Parcel Number

Primary APN	`653-401-07`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	23,400 sqft (0.537 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	10 CHIOS
City	LAGUNA NIGUEL
State	CA
Zip	92677-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12980 BLK LOT 43
Legal Tract	12980
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42331

Owner

10 Chios is held in a trust since June 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Intrafamily Transfer, Transfer
Jun 21, 2023	Intrafamily Transfer, Transfer
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on File
Deed Sale	Apr 15, 2016 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	2016164150
Last Transfer Date	Jun 20, 2023
Transfer Doc	0000148008
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 21, 2023
Property Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609
Document Number	0000148008
Map Reference	MB 600 PG 22-25
Instrument Date	Jun 20, 2023
Instrument	2023000148008
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 21, 2023
Property Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609
Document Number	0000148007
Map Reference	MB 600 PG 22-25
Instrument Date	Jun 20, 2023
Instrument	2023000148007
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10 CHIOS, LAGUNA BEACH, CA 92677-8609

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHIOS, LAGUNA NIGUEL, CA 92677-8609

Mortgage

Document Number	0000468563
Date	Sep 4, 2020
Instrument	2020000468563

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Chios was $15,516.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,567,295 (+2%) Land $1,179,980 Building $387,315
2025	$15,516.00	$1,536,564 Land $1,156,843 Building $379,721
2023	$14,934.00 (+1.94%)	$1,476,899 (+2%) Land $1,111,922 Building $364,977
2022	$14,650.00	$1,447,941 Land $1,090,120 Building $357,821

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Chios in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Chios is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chios

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