Cattaraugus County and Persia Town property record for 10 Chestnut St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1920 |
| Lot Size | 0.092 acres (4,042 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,000 (Sep 2013) |
| Tax Bill | $1,949 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 8.084-3-13 |
| Primary APN | 047201 8.084-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,042 sqft (0.092 acres) |
| Lot Dimensions | 86 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0485 |
|---|---|
| Street Address | 10 CHESTNUT ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 06 08 |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CHESTNUT ST, GOWANDA, NY 14070-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on Record |
| Deed Sale | Sep 20, 2013 · Amount on Record |
| Deed Book / Page | 20403 / 4001 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0000022519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Sep 30, 2022 |
| Property Address | 10 CHESTNUT ST, GOWANDA, NY 14070-1402 |
| Document Number | 0000022519 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 202222519 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CHESNUT ST, GOWANDA, NY 14070-1402 |
| Document Number | 0000022520 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 202222520 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,949.00 (+22.5%) Homeowner's exemption | ||
| 2025 | $1,591.00 (+2.25%) Homeowner's exemption | $97,900 (+13.44%) Land $3,600 Building $94,300 | $97,900 (+13.44%) Land $3,600 Building $94,300 |
| 2024 | $1,556.00 | ||
| 2023 | $86,300 Land $3,600 Building $82,700 | $86,300 Land $3,600 Building $82,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 124 (1979–2014) |
| Claims Outside the SFHA | 20 of 124 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Armstrong.
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