Newton County property record for 10 Cheryl Ter, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 792 sqft · built 1947 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0028A-00000-017-000 |
| Primary APN | 0028A-00000-017-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 792 sqft Heated Area |
| 1st Floor Area | 792 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 15497 |
|---|---|
| Street Address | 10 CHERYL TER |
| City | COVINGTON |
| State | GA |
| Zip | 30016-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .5AC LL93 LD10 ROGERS RD |
| Legal Subdivision | R3 MISC LAND - AREA 6 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100507 |
10 Cheryl Ter is owned and occupied by two individuals who acquired it in June 2024.
Source: Newton County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CHERYL TER, COVINGTON, GA 30016-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Oct 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2024 |
| Deed Sale | Jun 27, 2024 |
| Deed Book / Page | 4631 / 353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jun 8, 2026 |
| Property Address | 10 CHERYL TER, COVINGTON, GA 30016-4314 |
| Document Number | 0000000069 |
| Book / Page | 4838 / 540 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202669 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 CHERYL TER, COVINGTON, GA 30016-4314 |
| Document Number | 0000000069, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 4838/540 |
| Instrument | 202669 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 10 CHERYL TER, COVINGTON, GA 30016-4314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 CHERYL TER, COVINGTON, GA 30016-4314 |
| Document Number | 0047680000000144 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 0000004768/0000000144 |
| Instrument | D2025-011158 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 10 Cheryl Ter was $1,233.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 | $49,560 Land $9,720 Building $39,840 | $123,900 Land $24,300 Building $99,600 |
| 2023 | $27,480 Land $5,520 Building $21,960 | $68,700 Land $13,800 Building $54,900 | |
| 2022 | $674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cheryl Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Cheryl Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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