10 Cherry St, Derby, CT 06418 Property Records

Derby City property record for 10 Cherry St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,028 sqft · built 1895
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2005)
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:4 L:122`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:4 L:122`
Alternative APNs	`002490` `8310` `2490`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,028 sqft Living Area
1st Floor Area	3,028 sqft
Basement Area	1,695 sqft
Unfinished Basement	1,695 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2490
Street Address	10 CHERRY ST
City	DERBY
State	CT
Zip	06418-1204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Subdivision	CONCORD TERRACE
Legal Block	4
Legal Lot Number	122
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2016
Census Tract	120200

Owner

Source: Derby City records · APN DERB M:9 B:4 L:122

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 CHERRY ST, DERBY, CT 06418-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2005 · Amount on Record
Deed Sale	Sep 09, 2005 · Amount on Record
Prior Sale	Aug 01, 2000 · Amount on Record
Deed Book / Page	458 / 177
Transfer Doc	0290000144
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	10 CHERRY ST, DERBY, CT 06418-1204
Transaction Type	Mortgage
Record Updated	Mar 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000876-135
Date	Feb 15, 2022
Book Page	876/135
Instrument	322

Lender

Name	MEADOWBROOK FINANCIAL MTG BANKERS CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,381.00	$147,700 (-) Land $31,500 Building $116,200	$103,390 Land $22,050 Building $81,340
2024	$6,381.00 (+11.93%)
2023	$5,701.00	$147,700 (-) Land $31,570 Building $116,130
2022	$5,701.00	$147,700 Land $31,570 Building $116,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.