10 Cherokee Trl, Fletcher, NC 28732 Property Records

Buncombe County property record for 10 Cherokee Trl, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,310 sqft · built 1999
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Sep 2022)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3006327-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3006327-2020-20`
Alternative APNs	`9664-59-9013-00000` `966407598051000` `008269092`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,310 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	2,500 sqft
Upper Floors Area	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	310 sqft
Deck Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3006327-2020-20
Street Address	10 CHEROKEE TRL
City	FLETCHER
State	NC
Zip	28732-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIV: SEQUOYAH HILLS BLOCK: LOT: 25 SECTION: PLAT: 0042-0140
Legal Subdivision	SEQUOYAH HILLS
Legal Block	3
Legal Lot Number	25
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3007
Census Tract	3202

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CHEROKEE TRL, FLETCHER, NC 28732-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Apr 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Book / Page	6261 / 533
Prior Transfer Date	Mar 7, 2014
Prior Transfer Doc	0051940023
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 23, 2022
Property Address	10 CHEROKEE TRL, FLETCHER, NC 28732-9436
Document Number	0062610533
Book / Page	6261 / 533
Map Reference	MB 42 PG 140
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 PRESTON CT, 109, MACON, GA 31210-5769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHEROKEE TRL, FLETCHER, NC 28732-9436

Mortgage

Document Number	0006261536
Date	Sep 23, 2022
Instrument	6261/536

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 27, 2022
Property Address	10 CHEROKEE TRL, FLETCHER, NC 28732-9436
Document Number	0062121058
Book / Page	6212 / 1058
Map Reference	MB 42 PG 140
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount Recorded
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 FRANCIS RD, 4, HENDERSONVILLE, NC 28792-9314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PRESTON CT, MACON, GA 31210-5769

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+4.72%)	$485,500 (-) Land $54,200 Building $431,300	$485,500 (-) Land $54,200 Building $431,300
2024	$2,988.00 (+3.28%)
2023	$2,893.00	$485,500	$485,500 (-) Land $54,200 Building $431,300
2021			$485,500 Land $54,200 Building $431,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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