Hampden County and Springfield City property record for 10 Chatham St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1948 |
| Lot Size | 0.134 acres (5,824 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Dec 2003) |
| Tax Bill | $3,961 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02690 P:0003 |
| Primary APN | SPRI S:02690 P:0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,824 sqft (0.134 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26900003 |
|---|---|
| Street Address | 10 CHATHAM ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 801402 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 CHATHAM ST, SPRINGFIELD, MA 01109-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage SPRINGFIELD CITY (OH) |
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ARVEST BANK |
| Feb 9, 2018 | Deed of Trust, Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on Record |
| Deed Sale | Dec 17, 2003 · Amount on Record |
| Prior Sale | Feb 10, 2003 · Amount on Record |
| Deed Document Number | 200315322 |
| Deed Book / Page | 13844 / 576 |
| Transfer Doc | 0000012561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 18, 2026 |
| Property Address | 10 CHATHAM ST, SPRINGFIELD, MA 01109-2512 |
| Document Number | 026334-561 |
| Book / Page | 26334 / 561 |
| Instrument Date | May 12, 2026 |
| Instrument | 202621890 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 CHATHAM ST, SPRINGFIELD, MA 01109-2512 |
| Document Number | 0000021890, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 26334/561 |
| Instrument | 202621890 |
| Name | SPRINGFIELD CITY (OH) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 10 CHATHAM ST, SPRINGFIELD, MA 01109-2512 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024517-389 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 24517/389 |
| Instrument | 25230 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 10 CHATHAM ST, SPRINGFIELD, MA 01109-2512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22056-359 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 22056/359 |
| Instrument | 7346 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2033 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,961.00 (-11.37%) | $256,200 (-10.11%) Land $44,200 Building $212,000 | $248,341 (+18.18%) |
| 2025 | $4,469.00 (+18.86%) | $285,000 (+29.25%) Land $40,100 Building $244,900 | |
| 2024 | $210,140 | ||
| 2023 | $3,760.00 | $220,500 Land $30,400 Building $190,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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