10 Chateau Dr, Petal, MS 39465 Property Records

Forrest County property record for 10 Chateau Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,955 sqft · built 1979
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-031C-06-034.00`

Property Details

APN / Parcel Number

Primary APN	`3-031C-06-034.00`
Alternative APNs	`103B-0000-006-083.00` `001881` `1881`

Interior

Full Baths	3 Baths
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Pool Area	336 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1881
Street Address	10 CHATEAU DR
City	PETAL
State	MS
Zip	39465-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SEC SE1/4 NE1/4 TH N 15.92FT TON LN OF RD W 1035.21FT N 175FT FOR POB N 175FT NW 197.46FT SELY ALG A CURVE 171.47FT E 197
Legal Range	12W
Legal Township	04N
Legal Section	06
Legal Block	6
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1021
Census Tract	10101

Owner

10 Chateau Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Forrest County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CHATEAU DR, PETAL, MS 39465-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA
Apr 16, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Apr 16, 2021 · Amount on File
Deed Document Number	2022843847
Deed Book / Page	1406 / 609
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	10 CHATEAU DR, PETAL, MS 39465-4100
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002349/670
Date	Apr 16, 2021
Book Page	2349/670
Instrument	820028

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	PETAL, MS 39465

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 14, 2022

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	10 CHATEAU DR, PETAL, MS 39465-4100
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002429/729
Date	Jun 13, 2022
Book Page	2429/729
Instrument	838286

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 16, 2021
Property Address	10 CHATEAU DR, PETAL, MS 39465-4100
Document Number	1364/656
Book / Page	1364 / 656
Instrument Date	Apr 14, 2021
Instrument	820026
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CHATEAU DR, 10, PETAL, MS 39465-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CHATEAU DR, PETAL, MS 39465-4100

Tax Assessment & Valuation

The 2025 property tax bill for 10 Chateau Dr was $1,902 with a homeowner's exemption.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 Homeowner's exemption	$12,471	$124,710 Land $16,110 Building $108,600
2023	$1,603.00 Homeowner's exemption	$113,390 (+9%)	$113,390 (-) Land $16,110 Building $97,280
2022		$11,339	$113,390 Land $16,110 Building $97,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Chateau Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Chateau Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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