10 Charlotte, Irvine, CA 92603 Property Records

Orange County property record for 10 Charlotte, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,361 sqft · built 1991
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$4,650,000 (Aug 2023)
Tax Bill	$50,339 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`463-671-32`

Property Details

APN / Parcel Number

Primary APN	`463-671-32`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,361 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	14,000 sqft (0.321 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	10 CHARLOTTE
City	IRVINE
State	CA
Zip	92603-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14018 BLK LOT 18
Legal Subdivision	TRACT NO 14018
Legal Tract	14018
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2006
Census Tract	62628

Owner

10 Charlotte is owned by an individual who bought it in August 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14392 ROSEWOOD CIR, TUSTIN, CA 92780-2362
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Aug 4, 2023	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO
Aug 4, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 4, 2023	Grant Deed, Transfer WESTERN RESOURCES TITLE
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Nov 4, 2003 · Amount on File
Deed Document Number	2023189060
Prior Transfer Date	Jun 29, 2023
Prior Transfer Doc	0000189059
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 11, 2026
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000135303
Instrument Date	May 6, 2026
Instrument	2026135303
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHARLOTTE, IRVINE, CA 92603-3449

Mortgage

Document Number	0000135303,
Date	May 11, 2026
Instrument	2026135303

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2023
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000189058
Map Reference	MB 660 PG 30-35
Instrument Date	Aug 4, 2023
Instrument	2023000189058
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLOTTE, IRVINE, CA 92603-3448

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2023
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000189060
Map Reference	MB 660 PG 30-35
Instrument Date	Aug 3, 2023
Instrument	2023000189060
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14392 ROSEWOOD CIR, TUSTIN, CA 92780-2362

Mortgage

Document Number	0000189061
Date	Aug 4, 2023
Instrument	2023000189061

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2023
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000189059
Map Reference	MB 660 PG 30-35
Instrument Date	Jun 29, 2023
Instrument	2023000189059
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I CHARLOTTE, IRVINE, CA 92603

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2020
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000072131
Instrument Date	Feb 14, 2020
Instrument	72131
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10 CHARLOTTE IRVINE CA 926033449, IRVINE, CA 92603-3449

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2020
Property Address	10 CHARLOTTE, IRVINE, CA 92603-3449
Document Number	0000072132
Instrument Date	Feb 14, 2020
Instrument	72132
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLOTTE IRVINE CA 926033448, IRVINE, CA 92603-3448

Tax Assessment & Valuation

The 2025 property tax bill for 10 Charlotte was $50,339, up 2.1% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,837,860 (+2%) Land $3,796,524 Building $1,041,336
2025	$50,339.00 (+2.06%)	$4,743,000 Land $3,722,082 Building $1,020,918
2024	$49,322.00 (+71.05%)
2023	$28,835.00 (+1.85%)	$2,733,167 (+2%) Land $1,909,936 Building $823,231
2022	$28,312.00	$2,679,576 Land $1,872,486 Building $807,090

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Charlotte in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Charlotte is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber.

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