10 Charles St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 10 Charles St, Merrick, NY 11566

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,870 sqft · built 1928
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$506,500 (Nov 2018)
Tax Bill	$12,749 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`62-190-00-0006`

Property Details

APN / Parcel Number

Primary APN	`62-190-00-0006`
Alternative APNs	`2089-62-190-00-0006-0` `62190000006000000000` `282089 62.-190-6` `62190 00060`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	418 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62190 00060
Street Address	10 CHARLES ST
City	MERRICK
State	NY
Zip	11566-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 025
Legal Block	190
Legal Lot Number	6
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1001
Census Tract	415102

Owner

Source: Nassau County and Hempstead Town records · APN 62-190-00-0006

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 CHARLES ST, MERRICK, NY 11566-4517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 07, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK
Dec 05, 2017	Grant Deed, Transfer ZENITH ABSTRACT COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2018 · Amount on Record
Deed Sale	Nov 07, 2018 · Amount on Record
Prior Sale	Dec 05, 2017 · Amount on Record
Deed Document Number	201899700
Deed Book / Page	13729 / 365
Record Updated	Sep 20, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 13, 2020
Property Address	10 CHARLES ST, MERRICK, NY 11566-4517
Document Number	0140000647
Book / Page	14000 / 647
Map Reference	MAP 629 CASE 724
Instrument Date	Sep 22, 2020
Instrument	2020-109006
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CHARLES ST, MERRICK, NY 11566-4517

Mortgage

Document Number	20201090074472918
Date	Nov 13, 2020
Instrument	2020-1090074472918

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 07, 2018
Property Address	10 CHARLES ST, MERRICK, NY 11566-4517
Document Number	0137290365
Book / Page	13729 / 365
Instrument Date	Oct 10, 2018
Instrument	2018-099700
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,026.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3954 CARREL BLVD, 3954, OCEANSIDE, NY 11572-5918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 WESTWOOD DR APT 121, 121, WESTBURY, NY 11590-1620

Mortgage

Document Number	2018099701
Date	Nov 07, 2018
Instrument	2018-099701

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 05, 2017
Property Address	10 CHARLES ST, MERRICK, NY 11566-4517
Document Number	0135930760
Book / Page	013593 / 000760
Instrument Date	Nov 22, 2017
Instrument	121409
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	ZENITH ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3954 CARREL BLVD OCEANSIDE NY 115725918, OCEANSIDE, NY 11572-5918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Secondary School District	Bellmore-Merrick Central High School District (07 - 12)
Elementary School District	Merrick Union Free School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475 (+0.64%) Land $206 Building $269	$475,000 (+0.64%)
2025	$12,749.00 (+4.23%)
2023	$12,232.00 Additional exemption filed	$472 Land $204 Building $268	$472,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 204 policies
Nearby Flood Policies	204 in force
Nearby Flood Claims	312 (1978–2023)
Claims Outside the SFHA	96 of 312
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 197 claims Hurricane Irene, Aug 2011 · 13 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 557 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LIBERTY UTILITIES NEW YORK - MERRICK private · serves 135,000 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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