Knox County and Owls Head Town property record for 10 Chara Ln, Owls Head, ME 04854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,460 sqft · built 1987 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,769 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OWLS M:014 L:010 |
| Primary APN | OWLS M:014 L:010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,460 sqft Living Area |
| 1st Floor Area | 2,230 sqft |
| Basement Area | 352 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 947 |
|---|---|
| Street Address | 10 CHARA LN |
| City | OWLS HEAD |
| State | ME |
| Zip | 04854-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 10 |
| Jurisdiction | OWLS HEAD ME |
| Township / Civil Division | OWLS HEAD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 970800 |
10 Chara Ln is owned and occupied by two individuals.
Source: Knox County and Owls Head Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CHARA LN, OWLS HEAD, ME 04854-3143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWLS HEAD ME |
| Property Address | 10 CHARA LN, OWLS HEAD, ME 04854-3143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057710200 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 5771/200 |
| Instrument | 2021-8626 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 10 Chara Ln was $14,769, up 18.1% from the year before.
Source: Knox County and Owls Head Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Knox County |
| County Subdivision | Owls Head Town |
| Unified School District | Regional School Unit 13 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,769.00 (+18.11%) | $1,605,300 (+99%) Land $970,000 Building $635,300 |
| 2024 | $12,504.00 | $806,700 (-) Land $330,400 Building $476,300 |
| 2023 | $12,504.00 (+10.71%) | $806,700 (-) Land $330,400 Building $476,300 |
| 2022 | $11,294.00 | $806,700 Land $330,420 Building $476,280 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Chara Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 10 (1978–2024) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Chara Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Redzone Wireless.
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