10 Chamberlain Ave, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 10 Chamberlain Ave, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 1759
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2022)
Tax Bill	$8,282 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-02914-010`

Property Details

APN / Parcel Number

Primary APN	`204-02914-010`
Alternative APNs	`STUR M:204 B:000 L:2914-010` `M:204 B:000 L:2914=010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	3,859 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft

Exterior

Year Built	Built 1759
Effective Year Built	Effective 1759
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	204-02914-010
Street Address	10 CHAMBERLAIN AVE
City	STURBRIDGE
State	MA
Zip	01566-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2914-10
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1039
Census Tract	758104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sturbridge Common Historic District listed 1977 · 46 contributing resources · NRIS 77000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CHAMBERLAIN AVE, STURBRIDGE, MA 01566-1575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Sep 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Book / Page	68280 / 297
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	10 CHAMBERLAIN AVE, STURBRIDGE, MA 01566-1575
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064758-266
Date	Mar 24, 2021
Book Page	64758/266
Instrument	40370

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 29, 2022
Property Address	10 CHAMBERLAIN AVE, STURBRIDGE, MA 01566-1575
Document Number	068280-297
Book / Page	68280 / 297
Instrument Date	Sep 29, 2022
Instrument	106465
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CHAMBERLAIN AVE, STURBRIDGE, MA 01566-1575

Mortgage

Document Number	0000106466
Date	Sep 29, 2022
Instrument	106466

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,282.00 (+3.1%)	$530,900 (+5.27%) Land $88,900 Building $442,000	$508,798 (-18.16%)
2025	$8,033.00 (+4.61%)	$504,300 (+8.29%) Land $85,400 Building $418,900	$621,680 (+2.81%)
2024	$7,679.00 (+5.82%)	$465,700 (+15.96%) Land $83,700 Building $382,000	$604,675
2023	$7,257.00	$401,600 Land $72,800 Building $328,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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