10 Ceres Cir, Chico, CA 95926 Property Records

Butte County property record for 10 Ceres Cir, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1964
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on Record
Last Sale	$275,000 (Feb 2009)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`015-280-023-000`

Property Details

APN / Parcel Number

Primary APN	`015-280-023-000`
Alternative APN	`048350023000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	048350023000
Street Address	10 CERES CIR
City	CHICO
State	CA
Zip	95926-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 12 CERES MANOR SUB
Legal Subdivision	CERES MANOR
Legal Lot Number	12
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3001
Census Tract	104

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	10 CERES CIR, CHICO, CA 95926-1409
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 20, 2018	Deed of Trust, Mortgage · FHA Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2009 · Amount on Record
Deed Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	2009-0004770
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 CERES CIR, CHICO, CA 95926-1409
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CERES CIR, CHICO, CA 95926-1409

Mortgage

Document Number	0000025299
Date	Sep 17, 2025
Instrument	2025-0025299

Lender

Name	MEMBERS 1ST CU
Type	Credit Union
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 CERES CIR, CHICO, CA 95926-1409
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CERES CIR, CHICO, CA 95926-1409

Mortgage

Document Number	0000050811
Date	Nov 22, 2021
Instrument	2021-0050811

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 CERES CIR, CHICO, CA 95926-1409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CERES CIR, CHICO, CA 95926-1409

Mortgage

Document Number	0000051556
Date	Dec 11, 2020
Instrument	2020-0051556

Lender

Name	TRUIST BANK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 CERES CIR, CHICO, CA 95926-1409
Document Number	0000231982
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CERES CIR CHICO CA 959261409, CHICO, CA 95926-1409

Mortgage

Document Number	0000231982
Date	Jun 3, 2020
Instrument	231982

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 CERES CIR, CHICO, CA 95926-1409
Document Number	0000036900
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CERES CIR CHICO CA 959261409, CHICO, CA 95926-1409

Mortgage

Document Number	0000036900
Date	Oct 30, 2018
Instrument	36900

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,019.00 (+8.07%) Homeowner's exemption	$354,118 (+4.04%) Land $141,646 Building $212,472
2023	$3,719.00 (+1.67%) Homeowner's exemption	$340,369 Land $136,147 Building $204,222
2022	$3,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, unWired Broadband, Verizon.

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