10 Centre St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 10 Centre St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 966 sqft · built 1900
Lot Size	0.092 acres (4,026 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Mar 2022)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-G-12 SUB LOT:1`

Property Details

APN / Parcel Number

Primary APN	`42-G-12 SUB LOT:1`
Alternative APNs	`SOME M:42 B:G L:12 U:1` `20130180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,366 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Lot Area	4,026 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20130180
Street Address	10 CENTRE ST
City	SOMERVILLE
State	MA
Zip	02143-1109
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	G
Legal Lot Number	12
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1001
Census Tract	351101

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CENTRE ST, SOMERVILLE, MA 02143-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 10, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 20, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Book / Page	79801 / 31
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	10 CENTRE ST, SOMERVILLE, MA 02143-1109
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	076977-438
Date	Feb 17, 2021
Book Page	76977/438
Instrument	35070

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Mar 10, 2022
Property Address	10 CENTRE ST, SOMERVILLE, MA 02143-1109
Document Number	0079801-31
Book / Page	79801 / 31
Instrument Date	Mar 10, 2022
Instrument	36660
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 CENTRE ST # 1, 1, SOMERVILLE, MA 02143-1109

Mortgage

Document Number	0000036661
Date	Mar 10, 2022
Instrument	36661

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 20, 2018
Property Address	10 CENTRE ST, SOMERVILLE, MA 02143-1109
Document Number	70899-481
Book / Page	70899 / 481
Instrument	54436
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTRE ST, SOMERVILLE, MA 02143-1109

Mortgage

Document Number	708990484
Date	Apr 20, 2018
Instrument	70899/0484

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,832.00 (+7.11%)	$717,900 (+3.28%) Building $717,900	$845,215 (+2.62%)
2024	$7,312.00 (+9.81%)	$695,100 (+7.93%) Building $695,100	$823,650
2023	$6,659.00	$644,000 Building $644,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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