Middlesex County and Lexington Town property record for 10 Centre St, Lexington, MA 02421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,414 sqft · built 1890 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $6,668 (Feb 2025) |
| Tax Bill | $15,191 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0072 L:000348 |
| Primary APN | LEXI M:0072 L:000348 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 4,956 sqft |
| 1st Floor Area | 1,525 sqft |
| Attic | Attic |
| Attic Area | 741 sqft |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,400 sqft (0.331 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 10 CENTRE ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02421-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 348 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 358600 |
10 Centre St is owner-occupied and held in a trust since July 2025.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 CENTRE ST, LEXINGTON, MA 02421-4204 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 24, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2025 · Amount on File |
| Deed Sale | Feb 26, 2025 · Amount on File |
| Prior Sale | Jun 25, 2004 · Amount on File |
| Last Transfer Date | Jul 16, 2025 |
| Transfer Doc | 084369-394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 10 CENTRE ST, LEXINGTON, MA 02421-4204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77293-282 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 77293/282 |
| Instrument | 63324 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 10 CENTRE ST, LEXINGTON, MA 02421-4204 |
| Document Number | 69776-390 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 69776-390 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 069776/000390 |
| Instrument | 130590 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2026 property tax bill for 10 Centre St was $15,191, up 3.9% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,191.00 (+3.86%) | $1,234,000 (+3.18%) Land $754,000 Building $480,000 | $1,461,005 (-) |
| 2025 | $14,627.00 (+4.19%) | $1,196,000 (+4.36%) Land $716,000 Building $480,000 | $1,461,005 (+3.25%) |
| 2024 | $14,039.00 (+3.05%) | $1,146,000 (+9.35%) Land $682,000 Building $464,000 | $1,415,025 |
| 2023 | $13,624.00 | $1,048,000 Land $620,000 Building $428,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Centre St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Centre St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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