10 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 10 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,087 sqft · built 1928
Lot Size	0.156 acres (6,791 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Mar 2022)
Tax Bill	$8,732 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:013-E B:0004 L:0018`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:013-E B:0004 L:0018`
Alternative APNs	`M:013=E B:0004 L:0018` `8931017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,087 sqft Living Area
Gross Area	5,050 sqft
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,791 sqft (0.156 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8931017
Street Address	10 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	18
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3000
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:013-E B:0004 L:0018

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 CENTRAL ST, SAUGUS, MA 01906-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2022	Quit Claim Deed, Transfer
Jul 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jul 03, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jul 03, 2018 · Amount on Record
Deed Book / Page	40798 / 172
Last Transfer Date	Apr 24, 2023
Transfer Doc	0041541-89
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 28, 2023
Property Address	10 CENTRAL ST, SAUGUS, MA 01906-1208
Document Number	0041541-89
Book / Page	41541 / 89
Instrument Date	Apr 24, 2023
Instrument	20230428002950
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUSAN DR, SAUGUS, MA 01906-1237

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 17, 2022
Property Address	10 CENTRAL ST, SAUGUS, MA 01906-1208
Document Number	040798-172
Book / Page	40798 / 172
Instrument Date	Mar 17, 2022
Instrument	20220317003050
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 N MAIN ST, RANDOLPH, MA 02368-3056
Investor	Possibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	10 CENTRAL ST, SAUGUS, MA 01906-1208
Document Number	37722-586
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTRAL ST SAUGUS MA 019061208, SAUGUS, MA 01906-1208

Mortgage

Document Number	37722-586
Date	Aug 02, 2019
Book Page	037722/000586
Instrument	2000660

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 03, 2018
Property Address	10 CENTRAL ST, SAUGUS, MA 01906-1208
Document Number	36841-34
Book / Page	036841 / 000034
Instrument Date	Jul 02, 2018
Instrument	3002490
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.48
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTRAL ST SAUGUS MA 019061208, SAUGUS, MA 01906-1208

Mortgage

Document Number	36841-36
Date	Jul 03, 2018
Book Page	036841/000036
Instrument	3002500

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,732.00 (+5.1%)	$817,600 (+4.81%) Land $286,400 Building $531,200	$1,114,635
2024	$8,308.00 (+1.28%)	$780,100 (+7.08%) Land $260,400 Building $519,700
2023	$8,203.00	$728,500 Land $234,300 Building $494,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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