10 Central Park Dr, Coldwater, MI 49036 Property Records

Branch County property record for 10 Central Park Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,013 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$97,200 (Dec 2017)
Tax Bill	$992 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-517-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-517-00`

Interior

Full Baths	1 Bath
Building Area	1,013 sqft Building Perimeter
1st Floor Area	1,013 sqft
Basement Area	1,013 sqft
Unfinished Basement	1,013 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	6,534 sqft (0.15 acres)
Garage Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 CENTRAL PARK DR
City	COLDWATER
State	MI
Zip	49036-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 15 STEPHEN S CUTTER ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	STEPHEN S CUTTER ADD
Legal Lot Number	15
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1015
Census Tract	951400

Owner

10 Central Park Dr is owned and occupied by an individual who bought it in December 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Nov 3, 2005 · Amount on File
Deed Document Number	20178564
Prior Transfer Date	Feb 12, 1994
Prior Transfer Doc	0655000469
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551

Mortgage

Document Number	0202400140
Date	Jan 5, 2024
Instrument	2024-00140

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 10, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 27, 2017
Property Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551
Document Number	201708564
Map Reference	LB1 PG37
Instrument Date	Dec 20, 2017
Instrument	2017-08564
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CENTRAL PARK DR, 10, COLDWATER, MI 49036-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W CHICAGO ST # 8-1, 8, COLDWATER, MI 49036-1891

Mortgage

Document Number	201708565
Date	Dec 27, 2017
Instrument	2017-08565

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 27, 2017
Property Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551
Document Number	201708563
Map Reference	LB1 PG37
Instrument Date	Nov 24, 2017
Instrument	2017-08563
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1669 HELEN DR, 1669, HILLSDALE, MI 49242-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTRAL PARK DR, COLDWATER, MI 49036-1551

Tax Assessment & Valuation

The 2025 property tax bill for 10 Central Park Dr was $992, up 3.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,550 (+35.04%)	$171,100 (+35.04%)
2025	$992.00 (+3.66%)	$63,350	$126,700
2024	$957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Central Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Central Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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